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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic Saving App

It’s great not having to actively save money as Chip does it all for you automatically. I also love the investment features, it’s so easy to use. Reviewed on: 2nd April 2022

The best app to save money!

Chip has allowed me to save easily and smartly using their AI. Love this app so much!! Reviewed on: 2nd April 2022

Trustworthy

Does exactly what it says. Since joining in January 2018 I have saved over £14,000 without thinking about it. Reviewed on: 2nd April 2022

Easy peasy saving

They make it super easy to save without consciously having to think about taking money out of your account. It’s easy to transfer it back when you need it and to switch accounts to a savings plan that best suits your needs Reviewed on: 2nd April 2022

Fin-tastic app

My wife recommend this app to me. I was initially a little sceptical as we have been taught to keep your money in the bank and save yourself but I found this difficult to do on a regular basis due to lack of discipline. CHIP a has changed all of that for myself and my family. From having very little in saving we are now in a position where we have more saving than we have had in 20 years together. The app has also introduced us into the world of investing which we both now actively do. So much so that I even took an open university course as it has become a real passion of mine. CHIP has opened my eyes and has started my journey in financial literacy that I am now passing onto my daughters. I can honestly say it has helped change our fortunes even in these really difficult and hard times. Thanks again CHIP Reviewed on: 2nd April 2022

Chip for the win!

Chip has been super helpful to me to stealthily save money and make me much better returns than my regular day to day bank. I love the friendly interface, the brand tone of voice is spot on, never patronising but always championing making money matters simpler for people. I’ve even branched out into investing using their platforms - something I’d never have had the confidence to do before. All in all, a financial game changer for me. Love it. Reviewed on: 2nd April 2022

Amazing app & company

I’m using chip for there saving services & also investment opportunities. The app is quick and simple to use and chip send out emails with offers all the time to keep you informed.10/10 Reviewed on: 2nd April 2022

Savings made easy

I’ve never been great at saving but Chip does everything for me with payday savings and auto top ups at affordable amounts I can adjust at the click of a button. Plus they have great customer service. Reviewed on: 2nd April 2022

Great online bank

Even if you’re just a small fish in the big pond of savers, Chip’s automatic saving encourages to put aside what you can, e.g. for a holiday or whatever exceeds everyday spending. Reviewed on: 2nd April 2022

easiest way to save money

been a Chip user for years now and can't fault it one bit. I've saved thousands without even trying, helped me to buy my first home and a new bathroom! Reviewed on: 2nd April 2022

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