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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

highest interest rate available

5
High interest rate, user friendly app Reviewed on: 2nd April 2022

Easy way to save

5
Easy ,accessible and great interface Reviewed on: 2nd April 2022

Brilliant App

5
Revolutionised my saving patterns ! It’s a fantastic App that I would recommend to everyone. The money it collects weekly is not noticed & builds up into a really handy safety net. Fabulous Reviewed on: 2nd April 2022

Great App, great service

5
Helpful advice and a easy to use App - what more could you want Reviewed on: 2nd April 2022

Easy saving - out of sight, out of mind

5
As someone who has struggled to save in the past, chip has enabled me to save nearly £3k in 18 months from spare change and a payday top-up. For the most part I forget they account is there, when I’ve needed to withdraw money for an emergency the process was quick and easy. I recommend it to everyone. Reviewed on: 2nd April 2022

SuperSavvy Chip

5
Easy, streamlined resource empowering those who want to save a few pennies or those who want to save thousands of pennies. One for all and all for one. Reviewed on: 2nd April 2022

An money management essential

5
Love this app so much, I used it to supercharge my savings for the first time ever. I was able to buy my first home, and am amazed at how easy it is to save through small amounts that build up quickly. Easy to use and the customer service is amazing Reviewed on: 2nd April 2022

Easy and clear

5
Perfect for making some savings Reviewed on: 2nd April 2022

Helping to pay off mortgage

5
I've recommended Chip to lots of family and friends.... every time I hit my mortgage goal I make an overpayment- so far reduced the term by 8 years! Reviewed on: 2nd April 2022

Helped me get my finances back to a good state

5
Chip slowly worked in the background taking tiny bits of cash and had grown into a decent chunk. It helped my track my saving and set goals Reviewed on: 2nd April 2022

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