Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Easy, care-free approach to personal banking

I've always had trouble saving, when I first got recommended Chip I was hesitant as I have been with all banking ever. But the benefits of the auto-save function, allowing me to go about my life as usual while saving hefty amounts each month has honestly changed my reticence to personal finance forever. It seems like a small thing, but for some of us it makes the near impossible possible. Would never go back. Reviewed on: 2nd April 2022

A great and user friendly app

Makes saving and investing so easy! Great interface and would recommend to everyone Reviewed on: 2nd April 2022

Great for saving

The payday and automatic saving features are fantastic for helping nudge any extra cash into your savings without having to lift a finger! The app is so easy to use, it’s quick to set up and easy to move money out when needed. Reviewed on: 2nd April 2022

Absolutely brilliant app

Chip makes it very easy to save without really noticing any money leaving your account all the parameters you can set to meet goals over the year are brilliant. Amazing app Reviewed on: 2nd April 2022

Intelligent savings account

Chip is amazing for our family to save for trips to see our family in Italy. Setting the auto savings to manageable amounts means that we save without having to worry about our daily finances Reviewed on: 2nd April 2022

Best way to save money

Never been able to save money so easily! Chip take small affordable amounts that you would spend going the coffee shop or on shopping and wouldn’t realise it. It’s soon addsup! It’s easy accessible too if you need to use in an emergency. I was able to save up for a new baby without even feeling it. Couldn’t recommend enough. Reviewed on: 2nd April 2022

Three cheers for chip!

I suddenly feel in control of my money and have so many options open in terms of dipping my toe into the world of investments. The app makes it easy to understand. Reviewed on: 2nd April 2022

Incredible interest rates

Great interest rates and such an easy to use and understand app. Reviewed on: 2nd April 2022

Amazing app!

I have been using chip for a few years now and plan to keep doing so! Saved more than I ever have, thanks guys! Reviewed on: 2nd April 2022

Innovative

App has matured over years, savings algorithm works well, had good savings rate for most of year compared to market Reviewed on: 2nd April 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal finance (discontinued)
from Zoogla (inactive company) 4.25 from 3 reviews
Payments
from Payzone 3.00 from 2 reviews
Household finance app
from Nous 4.99 from 103 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub