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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy and accessible investing

I use CHIP for great saving rates and seemless, fast and easy investments. A wide and growing range of funds that couldn't be easier to access. Reviewed on: 2nd April 2022

Outstanding disruptive influence

I started using Chip very early when it was just an automated savings product. The expansion into other areas has been excellent in terms of the way it is disrupting traditional financial models and providing broader access to financial services. Great customer service and a strong sense of community. Reviewed on: 2nd April 2022

Changed my life.

Before using chip I didnt have a handle on my saving and investment opportunities. This app helped me to move my money in ways I didnt know were possible. It made saving and investing the easiest job it could be and I've since saved over £3500. Best thing is that I dont even realise its come out of my account. Reviewed on: 1st April 2022

Super easy to use and actually helps you save, unlike high street banks!

Invest in funds, standard savings, automatically save pennies or pounds, everyone can save some real money effortlessly Reviewed on: 1st April 2022

Chip is top drawer!

Chip has made saving such an easy and safe way to ensure we always have money put aside in case of an emergency Reviewed on: 1st April 2022

Easy, transparent and very user friendly

I enjoy the app, and great customer service Reviewed on: 1st April 2022

A nice little pot!

Set up and forget. Take a look at some point 3, 6, or 12 months later and it’s surprising to have a nice pot of money you forgot about to treat yourself with :) Reviewed on: 1st April 2022

Convenient

Easy to use app, easy access to my money and investment funds Reviewed on: 1st April 2022

Saving made ridiculously easy

Set up the auto-save and it just works away in the background. It now even allows me to put my savings straight into my investment account; what more could you want from a savings app? Reviewed on: 1st April 2022

Super easy savings

I’ve been a Chip customer for 2 years and every time I look at the balance on the app I’m positively surprised to see how it has increased. The automatic savings feature is perfect for building a pot of savings without having to discipline myself to do it! Good response time when I’ve asked questions. Also love the new investment features. Those investments have shown strength during difficult markets. Reviewed on: 1st April 2022

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