Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Continuous Improvement

5
Chip have constantly reviewed and improved their processes, especially those involving the app, and are now wholly customer focused organisation. Reviewed on: 1st April 2022

Chip has boosted my savings

5
Since being with Chip I have saved money I would have never put away. Painless auto saves that have helped boost my savings Highly recommend Reviewed on: 1st April 2022

Revolutionary savings app!!

5
The best app bringing the best savings rates. Could not be easier to use and makes saving interesting and rewarding. If you have even a small amount of money to save, be good to yourself and download the CHIP app. Reviewed on: 1st April 2022

Great Product

5
A great way to save money without you actively having to do so. Loving the new options for investments too! Reviewed on: 1st April 2022

Awesome!

5
Helps you save. Earns you interest. Introduces you to investments. Reviewed on: 31st March 2022

Great idea! Good company

5
A good new company with an excellent idea and good service! Reviewed on: 26th March 2022

Brilliant

5
Excellent product, excellent service Reviewed on: 26th March 2022

Feeling Chipper

5
Chip is a very simple to install and use app with leading interest rates. It monitors the funds left in your bank account and automatically make a savings withdrawal if monies are available. If you get an un-expected bill you can simply transfer some back via your phone and it will credit within normal electronic transfer times. On top of all that you are getting market leading interest rates on your savings. What's not to like. Certainly has put a smile on my face. :) Reviewed on: 20th March 2022

Chip is the best

5
Chip is amazing, iv used it now for a few years and it helps me save enough each year to pay my car insurance in full when its due, love chip and will use them for years to come Reviewed on: 18th March 2022

Easy to save

5
The app is so easy to use, it doesn’t all the work for you! You don’t even have to think about saving, it’s automatically put aside for you Reviewed on: 18th March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products