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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use, with good interest rates

4
Easy to use, with good interest rates, the automatic save option and pay day put away encourage saving. Reviewed on: 2nd March 2022

The only savings account most of us will ever need

5
The best rates, innovative saving schemes, attractive investment opportunities, direct access to stocks and shares, all accessed through an intuitive, responsive and friendly app. Reviewed on: 2nd March 2022

Can't believe how my money grows!

5
I don't have tons of money and have never saved but with chip I don't need to spend time working things out, it does it all for me and it is completely painless Reviewed on: 2nd March 2022

Absolute pleasure

5
Been an absolute pleasure dealing with Chip for my fanancial needs. Been great way for me to save which has really been a "life saver" last couple of tough months. Reviewed on: 2nd March 2022

Saving money

5
Since using chip it's helped me with saving money for things I may need for the future. I've tried to save many times before and with chip it's been so much easier and rewarding... Reviewed on: 2nd March 2022

Easy to use

5
So easy to use, fantastic benefits and incentives! Happy with my savings account and have also invested money into the company Reviewed on: 2nd March 2022

Great app making saving effortless and painfree

4
I’ve been with them early on which meant that there have been some bugs along the way but customer service has always made up for this. Love how easy and effortless it makes saving. Reviewed on: 2nd March 2022

So effortless...

5
I am unable to save huge amounts, but I love Chip. Managing my Chip savings is effortless and very rewarding. I instantly know what I am saving, I can easily access my 'pots'. I feel satisfied that my money is being looked after. I am proud of myself that to be saving in these dire times and it's all due to the ease of using Chip Reviewed on: 2nd March 2022

Best savings app ever

5
Chip has made saving so easy and I actually look forward to saving now. It has improved my finances since I've started using it. Reviewed on: 2nd March 2022

Great company easy to use

5
Great company, good interest rate at no risk. Easy to keep track of your money. Options if you want Risker investments. Keep you informed of new products. Always striving to offer you better products. Reviewed on: 2nd March 2022

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