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Chip: Savings app reviews

View other Chip products
4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use and great returns

5
I discovered Chip in December last year and love how simple it is. The interest rate is good, particularly compared to other banks and it is easy to transfer money in and out. Reviewed on: 2nd March 2022
Ruth Charlton's avatar
Ruth Charlton

Super easy to use

5
So easy to use and setup automatic savings and the Savings AI is great to help you save more than you think you can. Reviewed on: 2nd March 2022
Natalie Finlayson's avatar
Natalie Finlayson

Love this app - Best finance / savings app for me!

5
I'm shocked at how much I've saved without noticing! Reviewed on: 2nd March 2022
Hayley's avatar
Hayley

Definitely worth it

5
Simple, good interest rates, easy to use, accessible and accountable. I had an issue with Chip a few days ago, raised a query, got a reply within 24 business hours and with a person's name not a bot! Issue resolved immediately and no further issues. You certainly don't get that level of service in many places nowadays. Reviewed on: 2nd March 2022
Kevin Dickin's avatar
Kevin Dickin

Easy to use

5
Quick withdrawals, good savings rates, very easy to use. Reviewed on: 2nd March 2022
Faye D's avatar
Faye D

Easy money

5
Easy to use and don’t have to think about getting my extra cash into a good savings account. Reviewed on: 2nd March 2022
Paul Burkitt's avatar
Paul Burkitt

Easy to use

5
Quick to set up, easy to save, simple to invest. Nice UI and regular updates. Highly recommended Reviewed on: 2nd March 2022
Rich Wright's avatar
Rich Wright

Innovative

5
Easy to set up an account and Chip keep you up to date with all the latest new ideas of how to save, invest and improve your financial status. Reviewed on: 2nd March 2022
Karen Cant's avatar
Karen Cant

The best and easiest savings account I have ever held

5
Until I started using Chip I was a lousy saver and never built up much of a savings pot. With Chip they help me drip feed my savings through the month. Since joining I've saved over £20,000. I'm a huge fan of their products because they've helped me achieve so much. Reviewed on: 2nd March 2022
Lesley Wackett's avatar
Lesley Wackett

Easy to use

5
Easy to use and cash is accessible. Love how user friendly this app is Reviewed on: 2nd March 2022
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CD

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