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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great offerings and easy to use

Great banking app, easy to use with some exciting offerings Reviewed on: 2nd March 2022

Best rates

Best available easy access rate for any amount and straightforward app to use and view Reviewed on: 2nd March 2022

Fantastic

Chip is fantastic, I would really recommend it to anyone wanting to save & invest. I love that you can add a photo of what you’re trying to save for, to the saving account - it reminds you of why you’re working so hard to save and keeps me on track Reviewed on: 2nd March 2022

Nice

Nice app very easy to use, good customer service Reviewed on: 2nd March 2022

Easy and Painless Saving

Since opening my Chip account I have saved thousands of pounds without feeling it at all. Each week they take money and it soon mounts up so that when I have an unexpected expense I can take it out and pay for it. I have recommended Chip to many people who are painlessly saving money that they would not have done otherwise. It's the best!!! Reviewed on: 2nd March 2022

Absolute no brainer

Using Chip has been an absolute breeze, so simple to use and it’s amazing how quickly your savings pile up! The app is really user friendly, I’ve not had a single issue whatsoever and would not hesitate to recommend to people. Reviewed on: 2nd March 2022

a great way to save

This is one of the best ways I have ever found to save money. So easy and effective Reviewed on: 2nd March 2022

Even better

Access to great rates for all and, since the AI savings facility came out from behind the subscription pay wall, even better! Reviewed on: 2nd March 2022

Excellent savings app

Saves for you automatically without you having to think about it. Can pay the savings back into your bank account easily if it is needed. Good competitive interest rate. Reviewed on: 2nd March 2022

Brilliant Service

I’m so happy I joined Chip a couple of years ago, it’s made saving so easy for me and has taken the intimidation out of it. Whenever I’ve needed to speak to Customer Service they have always been incredibly helpful. Would highly recommend. Reviewed on: 2nd March 2022

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