Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Chip

5
Chip is easy to use and grows your savings without you noticing Reviewed on: 2nd March 2022

Great app

5
Easy to use and very clear. Makes saving simple Reviewed on: 2nd March 2022

Excellent App

5
extremely easy to set up and use Reviewed on: 2nd March 2022

Easy to use and good offers

5
I have found the Chip app very straightforward to use, and they have offered some accounts with good interest rates. Chip listen to their users via social media and actively seek opinions about what people want to see, this is very refreshing. Reviewed on: 2nd March 2022

Great App

5
Amazing app for saving painlessly. It’s never proved to be anything other than user friendly and efficient. Reviewed on: 2nd March 2022

Very happy

5
Very happy with the Chip savings app, and the transition they made for me when Chip bonus was over. The app works well too. Totally satisfied client. Reviewed on: 2nd March 2022

Best banking app

5
With Chip it's easy to save without even noticing. It's also possible to invest in a variety of funds with differeing risk levels with the same level of ease. For minimal monthly charges one it is possible to see one's savings grow and not feel stressed about putting too much away. Highly recommended. Reviewed on: 2nd March 2022

Great way of saving!

5
By downloading Chip and setting up a ChipX account I have been able to save money for my upcoming holiday to New York without even thinking about it, the AI saving tool has been fantastic and I know I shall continue to use this going forward Reviewed on: 2nd March 2022

Fantastic service

5
I couldn’t possibly ask for anymore from Chip. This has allowed me to save and get on top of my finances. I’ve even recommended to others. Reviewed on: 2nd March 2022

Savings lit

5
Best saving app don’t even notice when it draws money and save it for me Reviewed on: 2nd March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products