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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great saving app

Saved so much money and paid off some debts and am now in a much better financial position Reviewed on: 2nd March 2022

Painless saving and more

It's so easy to surprise yourself with how much you can save without really trying and how quickly you can reach your goals. Always innovating with more investment options and further diversification options planned! Reviewed on: 2nd March 2022

Making saving easy

Started with Chip in December and already saved myself £400. It’s amazing! Thank you Chip Reviewed on: 2nd March 2022

Excellent application for savings and personal finance

In addition to offering a market-leading interest rate through their 0.7 % Allica Bank easy-access account, I have been particularly impressed with Chip's loyalty to their early customers - for example, when the above interest rate was reduced by Allica Bank to 0.61 %, as was within their rights for this variable interest account, Chip went the extra mile and fought hard to retain the old, higher interest rate for the customers that were already saving through this account and succeeded in doing this, demonstrating a rare level of respect for their consumer base. Their £30 sign-up promotion in late 2021 was also refreshingly no-nonsense - so many similar apps use this type of offer as a carrot to entice new customers, then drag it away from them upon reaching the pay-out date based on very questionable T&Cs, with Chip there was no messing around, instant payment upon reaching the 90 day post-registration date, and I was able to withdraw this money immediately - but instead chose to continue to save it in my Chip account, which speaks volumes. Based on my experiences since late 2021, I would highly recommend the app to anyone looking to maximise their savings. Reviewed on: 2nd March 2022

Saving without feeling like it!

I love Chip. So much so that I’ve encourage most of my friends to join too. Putting a way a little bit here and there that you wouldn’t normally think to do - it really adds up! Easy to use, a great app, and fab customer support. Reviewed on: 2nd March 2022

Ideal way to save

Easy way to save as much or as little as you like automatically. Website very user friendly. Would highly recommend. Reviewed on: 2nd March 2022

Marvellous

Excellent system. I was terrible at saving until I started using Chip. I would recommend Chip to anyone. Reviewed on: 2nd March 2022

Saving REALLY made easy

Brilliant and simple idea of making saving so easy - they do the work for you and you end up benefiting from their handy work - and they reward you for telling your friends too. Reviewed on: 2nd March 2022

Fantastic app

Love using this. It makes saving so easy, just set it up and forget it. I've saved more using Chip than any other saving method. Very dependable and has never let me down. Reviewed on: 2nd March 2022

Quick and simple

Joining Chip and setting up your account on the APP is so quick and simple even a 74 year old techno phobe like me could do it. Great savings rates are a bonus. Reviewed on: 2nd March 2022

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