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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Chiptastic

Exceeded expectations. Simple and effective. Reviewed on: 2nd March 2022

Innovative new banking

I've been drawn to Chip by its new approach to banking and offering some market leading products as well as its innovative savings app that helps identify savings I can put away. Reviewed on: 2nd March 2022

CHIP

Excellent services and products, very easy to use ap Reviewed on: 2nd March 2022

A great easy to use savings app

I'm saving money without noticing. It's a really great service. Reviewed on: 2nd March 2022

Great savings

Chip is an amazing facility, quietly nesting away some of my surplus funds to earn valuable interest, while the funds remain accessible if I need them. Great ! Reviewed on: 2nd March 2022

Innovative way to save

Stress free, trouble free, calculated so I never miss the savings being made, I don't earn much and I don't have alot spare but I honestly do not miss the sums being saved, withdrawal is easy and quick, no hassle Reviewed on: 2nd March 2022

I was not a saver I am now

I never saved previously but Chip has took away the hassle of remembering to do it and flexes the amount it saves. I’m always surprised by the amount saved when I look at the Chip app. So far in a couple of years of saving I saved over 6k. I’ve recommended Chip to family members and would do so again. Reviewed on: 2nd March 2022

chips has helped me save thousands even whilst at uni

I first downloaded chip just before going to university, I was terrible at saving and needed someone to basically take the reins. Then I discovered chip ! I could literally sit back and just save without lifting a finger ! I also really like how now I’ve transitioned from student to full time work chip has been able to adapt with me. So now as well as automatic saves I use payday put away which stops me from getting overly excited and spending loads when I get paid and saves a chunk for rainy days ! Reviewed on: 2nd March 2022

Simple and effective Savings system

Never did I realise how easy it can be to save money without noticing it! A really useful, sensible approach to saving! Reviewed on: 2nd March 2022

So easy!

Chip helps you save without even thinking about it, before you know it you’re on your way to achieving your goals! I would never have done this on my own! Reviewed on: 2nd March 2022

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