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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

So easy!

5
Chip helps you save without even thinking about it, before you know it you’re on your way to achieving your goals! I would never have done this on my own! Reviewed on: 2nd March 2022

Chips is the best thing to happen to my finances

5
Over 3-4 years, Chip has subtly driven my savings from almost zero to (for my own circumstances!) quite considerable savings. Chips ease of use and variety of products on offer has increased my interest in my finances 10-fold. Keep up the great work and making it simple but effective. Thanks Chip, you're great. Reviewed on: 2nd March 2022

Chip is awesome

5
Easy to use app and dedicated to saving Reviewed on: 2nd March 2022

Best Bank ever

5
Best App ever. Helps me save money. Never had an issue with Chip. Love it ❤️ Reviewed on: 2nd March 2022

Chipper

5
Building savings effortlessly. Its like you are saving whilst you're sleeping. Reviewed on: 2nd March 2022

Saving has never been easier!

5
I had never realised how much money I could actually save until I started to use chip.. and it’s free! A real game changer. Reviewed on: 2nd March 2022

Life changing

5
Chip has helped me to save a substantial amount for the first time Reviewed on: 2nd March 2022

Saving without the sacrifice

5
Yes, there's a funky app which makes it really easy to manage your account. Yes, the interest rate is excellent and better than my bank offers. Yes, my money is fscs protected. So far, so awesome. The real magic of Chip lies in the automatic savings calculations. I'm now saving money I otherwise would have frittered away, and I don't notice that it's gone. I work part time for minimum wage - saving really isn't easy on my budget - but after 12 months with Chip I've got enough saved for a pretty decent holiday. Now I just need to decide where to go... Reviewed on: 2nd March 2022

Very good

5
The service is above and beyond Reviewed on: 2nd March 2022

Intelligent saving

5
As a self employed person whose income fluctuates month to month, the AI saving feature is incredible, my savings are building and I hardly notice it going from my account! Reviewed on: 2nd March 2022

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