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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy to use savings app!

Simple, straightforward and easy to use savings app..The direct link with your current account allows for appropriate savings and the payday put away allows you control over the amount you want to save..Excellent! Reviewed on: 1st March 2022

Just great

Easy to use, daily interest, good interest rate Reviewed on: 1st March 2022

Absolutely amazing to be saving money

Chip is the best app I have chosen! I have saved a lot of money I would of just spent on rubbish. Reviewed on: 1st March 2022

The Best User Friendly Saving

I discovered Chip a little while ago when looking for an easy access savings account with the best interest rate. Pretty soon I had transferred all my bits and pieces of savings into one single Chip account. Easy to put money into from my current account ( especially using the auto save feature). And, of course, easy to access when necessary. I haven’t looked back since and now have a stocks and shares ISA with Chip (managed by Black Rock) as well as shares in the company bought during its crowdfund. I love knowing that all the info on my savings is instantly available just by clicking on the App. The enthusiasm of this company is infectious and I wish them every success… they deserve it! Reviewed on: 1st March 2022

Great, easy sollution to saving money

Chip is a great way to save money in an easy, consistant and subtle way. The technology behind it is super clever and this along with the various in-app settings really helps with affordable saving! Reviewed on: 1st March 2022

simple and easy, effortless saving!

easy to deal with, focused on giving the best deals to savers in these challenging times. Reviewed on: 1st March 2022

Brilliant app!

Easy to use and it works as intended Reviewed on: 1st March 2022

Early Bird

I have been with Chip for years, initially as a spare change saver. I have since invested in both chip and used the option to invest online. I love how it makes these things easy for all. Reviewed on: 1st March 2022

Best easy access interest out there, smooth app

Delighted to discover chip in the last year - a smooth sign up process, responsive auto saving and the best easy access interest. What more could I want? Reviewed on: 1st March 2022

Wealth protection

Chip has enabled me to learn the language of money. Not only do I have access to the right tools, I have access to encouragement! Reviewed on: 1st March 2022

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