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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

So easy to set up and competitive rates

5
I've been really impressed with Chip since joining last year. Savings interest rates are as good as I can get anywhere else and with the app, it's just so easy to save. Wish Chip had been around when I started saving 30+ years ago! Reviewed on: 1st March 2022

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

The easiest savings account ever!

5
Chip is such an easy way to save. There are no hoops to jump through, no drama, nothing except a fantastically high interest rate for us. I have never in my entire life, saved so much in such a short time as I have with Chip. Thanks guys, you make saving very easy and dare I say it, fun! Reviewed on: 1st March 2022

Love it

5
It take the pressure of me to try and save with it being done automatically it's easier Reviewed on: 1st March 2022

Saving made easy

5
This app has helped me get my finances in order and makes saving easy. I’ve even put money into a stocks and shares ISA, which wasn’t something I had considered before getting the app Reviewed on: 1st March 2022

Easy saving app

5
Its all automatic and so easy set your goals and forget then whoaaa you have your total in no time. Reviewed on: 1st March 2022

Love Chip!

5
Such an easy way to save - the app is super user friendly and the automatic save allocations are great. Reviewed on: 1st March 2022

Easy saving app

5
Easy to save, app easy to use, good for saving money. Reviewed on: 1st March 2022

Good sales pitch

4
Competitive rates, but now need to respond to with base rate increase. Reviewed on: 1st March 2022

Brilliant

5
Brilliant, So easy to use highly recommend Reviewed on: 1st March 2022

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