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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

What's not to love?

Nothing! I love using chip. It's super easy to use, great referral scheme, lots of savings and investment options including one of the most competitive easy access savings rates around. Reviewed on: 1st March 2022

Fab App that has you saving without noticing

I started saving with Chip about 6 months ago and have recommended it to so many people. It auto saves for you every 4 days and has you saving money without noticing! It gives you so much control too... 5 levels for how mu h you want it save, a limit on your bank account that it can't take you below so you're never left short and having to withdraw those savings, and a payday put away option too. Savings never been so easy. It allows you to set your own goals to keep you motivated and offers a decent interest rate for the times we're in as well. If ever if asked a question I've had a response within 24 hours or less and I regularly receive emails with updates about what they're planning next to help us savers out. I can't get enough of this account... I blooming love it! Reviewed on: 1st March 2022

The Search Stops Here

Great App, Best rates and so straight forward to use. Why search anywhere else? Reviewed on: 1st March 2022

Brilliant.

Really easy to use, makes saving a doddle. Saved loads more than I would've otherwise Reviewed on: 1st March 2022

Great app helps you save without even realising

A great app , I have managed to save for a holiday without even knowing, easy to set up , easy to deposit and withdraw , quickly builds up savings without feeling like your saving Reviewed on: 1st March 2022

Excellent savings app

I find chip is an excellent way to save money each month in small amounts chipping away at my bank account - it’s great! Fantastic rewards too better than any bank savings account. Reviewed on: 1st March 2022

Best thing I've done

My friend told me about Chip, I was dubious at first but so glad I decided to join. I've already received bonuses for referrals and seeing my savings grow each week is just so rewarding. I love this bank....and feel safe that it is FSCS covered. Reviewed on: 1st March 2022

Fab bank, fab interest rate!!!

Brilliant bank, amazing interest rate. I can see my savings building up!! Reviewed on: 1st March 2022

I have recommended Chip to everyone I know

I was wary starting out using Chip as I’m very protective of my money. That was 3 years ago and I’ve never looked back. So reliable, easy to adjust to your own needs and easy to take any money out or cancel a payment. I haven’t even noticed the money I’ve saved coming out so I’m always surprised when I see the amount in my account! Can’t recommend enough Reviewed on: 1st March 2022

Best app

Has helped me so much with saving for holidays and even saving some cash aside for when it’s needed at the end of the month. Reviewed on: 1st March 2022

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