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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Brilliant app

5
I hve always terrible at saving and this app was recommended to me by a friend at the end of 2020 in just under a year I have saved £2500 which I think is amazing and set myself a 3 year plan to save. Great little app. Reviewed on: 1st March 2022

Savings made easy

5
Great way to save - save without noticing- Chip takes an amount from your nominated acc that you can afford excellent app Reviewed on: 1st March 2022

Savings without the work

5
I joined Chip to help me save money towards a number of home projects. The auto saves and payday saves have made this both effortless and efficient. The top rates mean I get the best rates for my newly saved money and now that I have built up some savings, I can explore investment in some of the fund options via Chip X for a very transparent fee. All controlled via my app which has made it easy to keep track of everything. When I did have a query, it was dealt with promptly. Keep it up Chip! Reviewed on: 1st March 2022

Easy as Chip(s)

5
Very straightforward to use, and you'll be surprised how much you'll put away without really noticing. There's also the investing side of Chip, if that's more appealing for you. Reviewed on: 1st March 2022

Great app, helps me save really easily!

5
I love how easy this app makes it to put a little away at a time. Reviewed on: 1st March 2022

Best in smart investing

5
Best of both worlds of investment and smartphone apps Reviewed on: 1st March 2022

Easy, convenient

5
Chip is easy to use and you can deposit and withdraw money seamlessly they are always adding new features Reviewed on: 1st March 2022

love it! makes saving so easy!

5
this is the best savings app, and I am so glad to be a shareholder Reviewed on: 1st March 2022

Simple, easy to use and great rates

4
Intuitive, great look and feel and user friendly, combined by market leasing rates what more could you ask for! Reviewed on: 1st March 2022

Out of sight, out of mind

5
Adore this wee gem! Follows track of the philosophy I have always had… as above. Love the fact that small amounts are squirrelled away, as if by magic! Great to introduce the younger market to simple savings Reviewed on: 1st March 2022

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