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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great

5
Great way to save without noticing money coming out and build up a nice pot for holidays Reviewed on: 1st March 2022

Best App to save money

5
Saving money without knowing! The best way to save for your next holiday Reviewed on: 1st March 2022

The best savings app available

5
Not only does it have the amazing, "set it and forget it" auto saving powered by their AI savings engine backed up by the best savings rates, but they now offer various investing options too! The team are fantastic if you ever get in touch with them and they just don't stop working to bring more and more features to the app! They've truly made it as easy as possible to put the user in control of their savings and plans for their money. Reviewed on: 1st March 2022

Easy!

5
Saving has never been easier! I wasn’t much of a saver but this makes automatic deductions in to my pot using open banking intelligence from my current account. I also like the rates so transfer as and when I have some spare change. It’s just so easy!! And all using the fantastic app! Reviewed on: 1st March 2022

My money is safe

5
I’m able to save my money using chip very easily, the app makes it easy, safe and I would highly recommend Reviewed on: 1st March 2022

Great service

5
Only used for about 1 year but managed to save over £4000 without even noticing it! Reviewed on: 1st March 2022

Very efficient and reliable

5
I opened my account with a little trepidation even though I had done quite a lot of research prior to making choice. Since opening the account I have found the communication from Chip is exemplary and everything seems very secure. Reviewed on: 1st March 2022

Saving Wthout the Hassle

5
I'd never have the time or money to save with family life, but this is just so convenient, and I can skip a save or save more in a couple of clicks. Chip are always looking out for the customer, and always looking to improve. Reviewed on: 1st March 2022

Superb app - sit back and let the saving happen

5
Pain free saving - clever technology always maximising the amount. Couldn't be easier! Reviewed on: 1st March 2022

Easy to use and good interest

5
Good interest and easy access are great features. Investing is made easy too. Reviewed on: 1st March 2022

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