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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

5 stars!

5
Changed my relationship with money for the good! Reviewed on: 1st March 2022

Saving made easy

5
It’s made me save more without thinking about it it’s so easy Reviewed on: 1st March 2022

a fantastic way to save with minimal effort

5
I love the automatic saving feature with Chip, you don't really feel like you've lost a lump of cash to a distant goal and the fact that you earn a good interest rate too makes it all the better! with the ability to make specific savings pots to keep your money seperate also makes goals much easier to manage Reviewed on: 1st March 2022

Very handy and very dandy

5
A really neat little app, Chip has helped me save a decent chunk of money in a relatively short time, with plenty of customisation and features to help you feel like you're making the most of your time Reviewed on: 1st March 2022

Great saving tool.

5
A great App for your savings, calculating what you can afford to save without putting you in debt, informs you of the amount and when it will be withdrawn from your bank account. As the company has been growing it is also expanding the choice of investment products, all with clear information about the risk levels involved, all in all I find Chip a very reliable & trustworthy platform for my money. Reviewed on: 1st March 2022

Automated savings

5
Great app, easy to use great rates and bonuses Reviewed on: 1st March 2022

Great rates!

4
Chip makes regular saving one less thing to think about through automatic transfers in proportion to spending, has very competitive interest rates and is easy and quick to use. Don't have anything negative to say about it Reviewed on: 1st March 2022

Great Saving product

5
So easy to use and takes small amounts from your account so you don’t notice. Reviewed on: 1st March 2022

CHIP - shaking up the savings and investment world

5
I love the app, appreciate the savings rates and value the innovative and dynamic nature of the CHIP ethos. Reviewed on: 1st March 2022

Top auto save!

5
Great features.... Nice app! Also great autosaves. Well done chip Reviewed on: 1st March 2022

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