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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best savings rate and easyyyyy

5
Saved with chip for 3 years now and I've still not found a better interest rate or easier app. Reviewed on: 1st March 2022

Do not use Chip

1
I have had an outstanding complaint for several weeks now. Almost impossible to deposit money and Chip cannot sort it. Not what I would call a great savings bank! Reviewed on: 1st March 2022

Great app, idea

5
Chip is just a great idea well executed. Customer service is also excellent if you even need to speak to someone. Reviewed on: 1st March 2022

Smart money saving app

5
I have saved so much with this app without even noticing. If you havnt got this app, you are missing out, Reviewed on: 1st March 2022

Chip is great

5
Really impressed ; great savings account Reviewed on: 1st March 2022

Save without trying

5
The regular small amounts taken via the app soon add up, the interest rate is much better than offered by my bank and the interest is added daily. Add in the Code FSC protection and it’s a definite winner for me Reviewed on: 1st March 2022

Convenient modern way to save

5
I love the quick and easy use of this app, particularly the auto save function where it links to the bank. Reviewed on: 1st March 2022

Excellent way to save

5
Best savings app in the universe recommend it to everyone who struggles to save Reviewed on: 1st March 2022

Super easy way of saving

5
Such a great platform, I’ve saved loads without noticing. Always easy to adjust save amounts and to access funds/keep track of accounts. Have recommended to so many friends. Reviewed on: 1st March 2022

Easy to use

5
Best rate of interest and very convenient. Reviewed on: 1st March 2022

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