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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy way to save without any hassles.

5
Found Chip to be an very easy and efficient way to save. Instead of having the money in a saving account linked to my current account, leaves less room for temptation. And I am at the point where I don't necessarily miss the money. Reviewed on: 1st March 2022

Love Chip

5
I've been using Chip as my main source of savings and I have no issues so far. It's great to watch my interest come in daily and the AI saving has been great for little boosts every now and then. Reviewed on: 1st March 2022

Chip n'easy!

5
Chip is a quick and simple way to save, you get great rates, can set goals and you can change the amount you save depending on how your finances are! Reviewed on: 1st March 2022

Been in since day one

5
Can't fault Chip. Ever evolving and always transparent about where they're going and how they'll get there. I liked the ease of set up, payday put away, and how quickly I can play around with how much it sutosave. It's put £££ away for me and not once have I been left short because of its algorithms. Easy, good looking, future thinking. Reviewed on: 1st March 2022

Innovative way to build a nest

5
Recommendation of a friend to open account is a unnecessary hurdle. Reviewed on: 1st March 2022

Briliant dancing app

5
Love the Chip app. It does the dancing for me and allows me to not bother myself with that. I just set up my hoals that i save towards and the app does it's thing for me. Also It gives me good control of the money thati put aside. Reviewed on: 1st March 2022

Save unwittingly

5
Chip squirrels my money away for a rainy day! I didn’t realise I had saved so much; what a touch!!! Reviewed on: 1st March 2022

Simply Simple and Amazingly Amazing

5
The initial is so simple yet once done, you’re done! You just watch as your savings account grows whilst at the same time not noticing small amounts coming out of your account which you would never usually save. Amazing concept isn’t it? What makes it more amazing is it’s not a concept, it’s actually happening Reviewed on: 1st March 2022

Easy Saving app.

5
Love Chip. So easy to save. Just a small amount, each time, adds up. Reviewed on: 1st March 2022

Great app, easy to use.

5
App is easy to use, straightforward transfers and excellent interest rate Reviewed on: 1st March 2022

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