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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great app, brilliant features

Great app, brilliant features They always want to give us more from the app and value customer feedback Reviewed on: 1st March 2022

Easiest savings app by far.

Download, sign up, let the app take care of your savings. Could it really be that easy? Well, yes it can. The best part is that it saves amounts you wouldn't normally notice because the app learns to make the saves that are affordable. Over time, it soon adds up without you really noticing it. If recommend this app to anyone wanting to save their money easily. Reviewed on: 1st March 2022

Best app to save up!

I really love Chip! It makes saving money more easy. Also, it has given me the opportunity to invest funds in BlackRock. Reviewed on: 1st March 2022

Helping us save for a family home

Chip has been amazing at helping us to top up our house deposit fund - we’ve saved over £1200 this year with no stress and no worry. It couldn’t be easier. Reviewed on: 1st March 2022

Competitive interest rates

Chip is best on the market for best interest to savings beating overall market rates. Various options of saving ie investing stocks and shares included all available on the app platform. Really good for start up investing and has auto saving features for hands free saving. Reviewed on: 1st March 2022

Fast, user-friendly, competitive savings

Chip is fantastic, so simple to set up and begin building meaningful savings with some of the best instant access savings rates around over the last couple of years. The updates of 2022 have meant that so much of their offer is free, which has made them even better! All managed through a well designed, intuitive to use app and fast and easy transfers in and out just make saving so easy. Thanks Chip, can't wait to see what you've got coming next. Reviewed on: 1st March 2022

Good customer service, competitive rates

Very good, responsive customer service. Competitive saving rates and plenty of opportunities to invest too. Reviewed on: 1st March 2022

Great app

Makes saving easy day to day and provides options to invest Reviewed on: 1st March 2022

Really easy to use, surprising way to save money!

I was skeptical at first but went ahead in setting up because it was easy to do, FSCS certified and got the free promotion but it’s been completely worth it! I enjoy being able to ear mark money for certain goals and change how much % I put towards these goals and the payday put away and automatic saving features. Also the interest rate being so much better than my banks is a huge bonus. I’ve recommended it to multiple family and friends. Reviewed on: 1st March 2022

A means to an end

A Wonderful effortless way to save without feeling it. Thank you CHIP for my holiday this year - it was all down to you that we got away Reviewed on: 1st March 2022

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