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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18446 reviews)

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4.94

Based on 18,446 reviews, last reviewed 17th Feb 2026

5700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've used the app for several years, it's easy, stra... I've used the app for several years, it's easy, straightforward and fun to use and encourages me to save more money than I might otherwise and get mys... Read more Reviewed on: 17th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18446)

Review of the Chip, Savings App:

Quick and super easy to use and navigate the app wit...

Quick and super easy to use and navigate the app with great incentives and a range of savings accounts and investment options available. Reviewed on: 20th March 2025

Excellent app for savings and investments.

Excellent app for savings and investments. Chip makes it easy to invest your money smartly, gives you an breakdown of each investment also the risk breakdown. Savings wise they are Excellent. Chip instant saver works out how much to put into savings, which I find useful as I sometimes forget. All round easy app to navigate, one full amount of how much capital you've saved/invested. Then you have easy breakdown of each account, to how much you have in there, to what your savings rates are etc. Reviewed on: 11th February 2026

Easy to use!

Very easy to use the app and the interest rates on my savings are good. Graphs give a clear visual display if how my accounts are prospering Reviewed on: 11th February 2026

Friendly App

Love the app user friendly and easy to navigate Reviewed on: 11th February 2026

Super easy user friendly interface, love the idea of...

Super easy user friendly interface, love the idea of the prize draw and managed to win a few times! Love the app that much I’ve actually invested into Chip! Reviewed on: 11th February 2026

Best app

Very easy to use. I’ve been with Chip for years and I still love it Reviewed on: 11th February 2026

Accessible platform, modern and user friendly, good...

Accessible platform, modern and user friendly, good value and great insights to help motivate you save Reviewed on: 11th February 2026

Highly recommend

Chip is fantastic, the app is clean, easy to set up, and your savings grow! The investment option (GIA or ISA) has ready made funds or pick your own. I’d highly recommend. Reviewed on: 11th February 2026

Brilliant app

Chip is a really handy savings app that makes putting money aside feel surprisingly easy. Its autosave feature looks at how you spend and skims off small, affordable amounts, so your savings grow quietly in the background. You can set goals and regular deposits for things like holidays or an emergency fund, then mostly forget about it while it does the work. With strong interest rates and FSCS protection on eligible accounts, it feels both simple and solid. Reviewed on: 11th February 2026

Chip made a saver out of me

Chips easy to use app and the control it gives me on how I save means j have savings for the first time in my life Reviewed on: 11th February 2026

Have loved using chip from the very start.

Have loved using chip from the very start. I never had any investments and very little savings until I used chip, such a user friendly environment that I felt safe using. Now it have savings and an ISA and prize funds and different shares, it’s exciting. Love it. Reviewed on: 11th February 2026

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