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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Super user-friendly.

Very user friendly interface. The app is quick, reliable and very well polished. Limited choice of savings accounts but the auto-save feature is very worthwhile, especially for anyone new to saving, anyone without the discipline, or anyone who's circumstances have changed and is no longer sure what they can afford to put away. Reviewed on: 1st March 2022

Game changer

Chip is amazing. I tell everybody about it and can't recommend it enough. It's totally changed the way I save Reviewed on: 1st March 2022

Saving made simple

Love this app so much! Saving money made so simple, all the extra pennies you forget about are saved into one place and suddenly you have a bunch of money squirrelled away! Just as easy to withdraw if you need to. More and more features coming out on the app all the time and so many opportunities to make a little Brucey Bonus! Love it, won’t stop using it! Reviewed on: 1st March 2022

Better to give than receive

Who am I kidding :) I just want to have fun Reviewed on: 1st March 2022

Exciting development in personal banking

Digitized finance on my smart phone. My money isn't used to buy expensive real estate in the City to house the HQ of the bank and/or costly high street branches. Hence, low cost overheads leave more for product development with improved chances of better returns for customers. Reviewed on: 1st March 2022

Just brilliant

Been with Chip since they launched and by it 'chipping' away I've managed to save nearly £16k with them without really noticing. Gets my vote all day long! Reviewed on: 1st March 2022

Savvy, smart, simple SAVING!

Everything is AUTOMATIC. Which I’m obsessed with. Once set up it just calculates and takes savings as often as you want and on pay days and makes saving seem manageable and doable. Rather than massive chunks once a month, it’s little and often which is so much better! Highly recommend to anyone and everyone x Reviewed on: 1st March 2022

Chip does all the hard work for you!

I have, historically, not been great at saving. Absolutely terrible at it, in fact. But Chip has been a revelation; it does all the sums for you, and automatically sets aside (every few days) an amount that can be transferred from your bank to Chip. But even better? You don’t never feel out of control; you can choose a level of saving that feels comfortable to you, or skip entirely if you don’t think you can afford an automatic save at any time. I wouldn’t be without this app now, it really has transformed my financial habits. Reviewed on: 1st March 2022

Nice Job Chip

Easy to use app and good for instant access saving Reviewed on: 1st March 2022

Making Saving Easy

I’d never been good at saving until someone introduced me to chip. The genius of it taking little and often based on what you can afford makes it just work, I’ve saved over £10k since being a user. Reviewed on: 1st March 2022

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