Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

View other Chip products

4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18463)

Effortless saving

The interface is so intuitive, it makes saving effortless. Couple this with some of the best savings rates on the market, and you have a winner! I’ve recommended Chip to friends and family, and will continue to do so. It ROCKS! Reviewed on: 1st March 2022

Brilliant for saving!

Chip is very good to kickstart your own savings regime. It really helps you to save and the app is very easy to use. Great rates too. Plus customer service is extremely helpful. Reviewed on: 1st March 2022

Not will I recommend, have already recommended

Love this app! Naturally a spender rather than a saver, the thought of saving always appears, well dull. Chip manages my saving excellently by taking amounts that are manageable based on my current balance using their AI meaning it’s just enough that I feel I’m making good progress but not too much that I’m like ‘oh no, where’s my cash gone, I need that’. I’ve got a pretty hefty savings pot now (first time for everything) so all ready for my two big trips away later this year. Thanks Chip! Reviewed on: 1st March 2022

Brilliantly simple. Simply brilliant

Easy to set up. Easy to sync. Friendly, plain-English instructions. And it works! Reviewed on: 1st March 2022

Makes saving effortless

Chip has helped me save 1000s without me even having to think. It simply takes all the hard work out and makes saving a doddle. Reviewed on: 1st March 2022

Easy to use app , and bonus auto saves

It's great to be able to save without really thinking about it , the app works perfectly , Reviewed on: 1st March 2022

Best App Going

I always recommend Chip, it’s honestly just great to be saving without even noticing, you just forget about it and then after a while, boom you’ve got a nice chunk that you would have otherwise spent on needless things! Reviewed on: 1st March 2022

Excellent customer service

Chip has definitely helped me save money. I couldn't do it on my own. I wish it was around more years ago. It is a life saver. Also, their customer service is excellent. Whenever I had an issue they were very prompt to reply and provide solution. I would highly recommend. Reviewed on: 1st March 2022

A Fantastic banking App

This is the best App for savings giving full protection and now investments as well. There is a leading interest rate of 0.7% a stocks and shares ISA and access to leading investment packages. All in all a broad package that allows me to save and invest with confidence that I'm getting the best benefits available. Top App. Reviewed on: 1st March 2022

FANTASTIC!!!

Started saving in February 2021 with £20-£30 every couple of days (automatically). And so far I've saved over £2,000! This is, by far, the BEST online savings I've ever seen. This savings app has given me the freedom of worrying how much I need to out away by saving automatically. An absolute amazing app! 10/10! Reviewed on: 1st March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App
from Kroo 4.91 from 2538 reviews
Personal Finance App
from Nova Money 4.88 from 6 reviews
Personal finance app
from Doshi app 4.63 from 1148 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1043 reviews
Stocks & Shares ISA
from Chip 4.97 from 260 reviews
Instant access savings
from Chip 4.96 from 285 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub