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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

I was struggling to save before Chip

Chip is by far the easiest saving account I've ever had. It takes small amounts out here and there, so I don't even notice I'm saving. I can also control how much or how little I save and can also cancel a saving if I'd prefer Chip didn't take the money out of my account that day. It's so simple and so effective. I was really struggling to put money aside before using Chip. Reviewed on: 1st March 2022

Excellent professional and easy to understand

Great information so to invest is easy to understand. Professional service Reviewed on: 1st March 2022

Flexible, productive, excellent

Only been with Chip a short while and only on the free version but so far so good. Auto save and the flexibility offered with this is great. The highest interest rate was the reason I joined and this should definitely remain Chip’s priority! The app and service is great but this is what attracts & retains customers. Would be great if you didn’t have to delete ‘goals’ every time you wanted to deposit additional funds, however. Reviewed on: 1st March 2022

Totally awesome!

I am, like many people, someone who spends every last penny and then some on a monthly basis. In fact I will look to see what I have left (if anything) and than plot and plan to spend it. Then I met Chip, signed up, added AI saving and consigned the saving messages to my junk mail (sorry Chip - but this was done on purpose - I am fully aware of my failings), if I can’t see that I’m saving instead of spending (although I do use the app to look lovingly at my balance from time to time) you work perfectly - I have savings for the first time in years!! If only Chip had a dating app… sigh. Reviewed on: 1st March 2022

Great

Following my redundancy I have a much lower income and struggle to save but Chip makes it so easy wtih the AI saving function. A true life saver. Reviewed on: 1st March 2022

Excellent way to save or invest

Excellent app been using for a couple of months now and experienced no issues and am enjoying investing with Chip. 5 stars from me!! Reviewed on: 1st March 2022

Life saver for one who never saves!

Since joining chip I have been able to save over £3k in a resonance amount of time. Saving has always been extremely difficult for me but I’ve enjoyed watching my savings grown with chip. I’m recommending all the time as I want all my friends and family to see how easy it is to save this way. What a great product! Reviewed on: 1st March 2022

Amazingly easy way to save

Fantastic app, easy to use and keep track of your money. Makes saving and investing simple Reviewed on: 1st March 2022

Best savings rates and easy to use

Chip has clearly the best savings rates, allows you to invest in funds and it's very easy and intuitive to use. Reviewed on: 1st March 2022

Chip The Best New Banking App

Brilliant, easy to work with and some of the best savings rates out there Reviewed on: 1st March 2022

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