Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Simple and easy - with great goals feature

5
I've had Chip for a couple of years now and it's been the best savings app for me - especially with the goals feature. I'd recommend it to anyone! Reviewed on: 1st March 2022

Chip

5
An amazing app to help you save without even having to think about it Reviewed on: 1st March 2022

As a non saver it got me saving!

5
I haven't properly saved since I was in my teens and I am a pensioner now! This app skims the cash off the top and builds a significant amount in a short period of time - and it's painless! Reviewed on: 1st March 2022

5 Stars

5
Excellent savings provider. App works flawless and is very intuitive when it comes to smart save. I've saved more by this method than ever before. Keep up the good work Chip Reviewed on: 1st March 2022

Chip funds my holidays!

5
Chips autosaves are great, I can just forget about it and it does all the hard maths at the best interest rate going, so I know im Reviewed on: 1st March 2022

Easy to use and the team are so helpful

5
I’m not a good saver but these guys make it so easy I’m starting to enjoy having some money in savings now! Reviewed on: 1st March 2022

Absolutely fantastic

5
Chip has been a huge benefit to my savings-goals, and their customer service is top-notch. I'm very happy with my decision and I foresee many years of continued business... Chip FTW! Reviewed on: 1st March 2022

All-round great app!

5
I’ve been using Chip for years and it’s brought so much ease to how I save. I love the comfort of knowing I’m saving using Chip’s AI calculator and it’s changed how I perceive the savings process. I no longer panic when I see money going into my Chip account - it puts a huge smile on my face! Reviewed on: 1st March 2022

Easy way to save

5
Great way to save. Direct out of your account and you can choose the amount or even cancel a saving.. Reviewed on: 1st March 2022

easily the best no brainer savings platform

5
The AI seems to hit the perfect balance, savings without the effort. Reviewed on: 1st March 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1043 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.97 from 260 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products