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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Brilliant and simple app

5
The app works brilliantly well and has allowed easy saving without thinking Reviewed on: 1st March 2022

Easy quick saving

5
Chip is great because it allows me to auto-save. This allows me to save money automatically every week and removes it from my account to stop me spending! It is very user friendly and the interest is the best you can get on the market in the current global situation. Definitely recommend. Reviewed on: 1st March 2022

Amazing

5
I love this app, I’m using it to save for a house and currently pays the best interest across all my accounts. Reviewed on: 1st March 2022

Easy savings with good interest rates

5
Chip is a great product, easy to use and makes earning interest on your money really simple Reviewed on: 1st March 2022

It has helped in ways I couldn't imagine

5
Chip has transformed my life. Before I downloaded this app, I couldnt save at all, I didn't have any investments and was faced with a whole life of debt. Now I am debt free and investing in an expanding portfolio which has allowed me to move out of my shared rent small apartment and move in to my own place, have more free time and live a happier less stressful life. Thank you Chip! Reviewed on: 1st March 2022

Life-changing app!

5
Chip has been a life-changing app for me. Without the automatic savings I would've never been able to put down a deposit on my first home, I wouldn't have had the funds to start a business and I wouldn't have built an emergency fund. Their clever tech, amazing customer service, and easy to use mobile app is everything you need to achieve your money goals. Reviewed on: 1st March 2022

100% recommend

5
Saved so much since getting chip without even realising absolutely love the app will be keeping for a very very long time Reviewed on: 1st March 2022

Amazing

5
An amazing app that helps to save a lot of money based on my income and how much I need to spend. 100% recommend. Reviewed on: 1st March 2022

BestEver

5
So easy to use, great UX and great rates. Fantastic app and service! Reviewed on: 1st March 2022

So easy to save

5
So easy to save with chip and the interest rate is great compared to big banks Reviewed on: 1st March 2022

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