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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Fantastic savings tool

Really cool and modern aesthetic, great customer engagement, effective savings apps that allow you to take control of your dispensable cash and save in personalised funds. A simple but powerful concept - forward thinking, progressive and ambitions aims. Reviewed on: 26th February 2022

Great app, a mobile phone must-have

Great for savings and achieving your financial goals with very little effort. Wish I knew before! Reviewed on: 25th February 2022

Easy to save without noticing

Since saving with this app, I've actually managed to put aside money regularly without it affecting where or how I spend. Reviewed on: 25th February 2022

Great innovative app.

The app is fantastic. It makes saving easy. I can just set exactly what my goals are and over time will see the results. Looking forward to investment platform. Reviewed on: 25th February 2022

Amazing App to save money

I've been using this app for a few years now and it is surprising to see how much money you can save by using the app. Savings feels easy and effortless. Recommend this app without reservations. Reviewed on: 25th February 2022

Great way to save

I love Chip because they make savings easy. The app is great and i love the very user friendly experience. Reviewed on: 25th February 2022

Good app, great evolution

App has evolved from simple savings account with AI powered auto saving functionality to a broad savings and investment provider with leading offerings Reviewed on: 24th February 2022

Set it and forget it.

Love that I don't have to think about saving anymore. I've tried that so many times in the past and it just doesn't work for me. Chip saves for me, it calculates what I can afford to save and takes it right out of my account, I have the chance to change amount, or cancel altogether, but much like my previous issue with remembering to save, I don't, so, consequently, when Xmas came around last year, I had savings and did not bash the credit card as in previous years, living like a hermit for the first three months of the New Year. Well done Chip. Keep up the great work. Reviewed on: 24th February 2022

Easy peasy

It calculates what you can afford to take out to save and you don’t notice it! You can also easily take it back out of you need to. It’s a really great app well done Reviewed on: 24th February 2022

Seamless autosaving with top rates

Top rates of interest, if not the highest, and all effortlessly from an app. I've recommended Chip to my friends and family. Looking into the equity ISA side of things now that they have earnt my trust Reviewed on: 23rd February 2022

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