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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great saving account

I have never been able to save money but with this account it makes it so easy. I would recommend to anyone. The app is really easy to use. Reviewed on: 23rd February 2022

Simon says simple savings

Chip have created what is arguably the most effortless savings app that exists; you link your bank account and its intelligent algorithm will automatically calculate what you can afford to save and squirrel it away for you too; while you simply set your targets and then just sit back while they do the hard work of chipping away at reaching em! Reviewed on: 23rd February 2022

Very good service

Good rates, good communication from their support team who respond fairly quickly. I had an issue, and although it didn't work the first time, we kept trying different things until we solved the issue. Reviewed on: 23rd February 2022

Great savings app with investment options

Love the AI-generated savings. lots of flexibility with settings, great (for the current market) interest rate on savings account, and great options for investing if you're feeling risky Reviewed on: 23rd February 2022

Most helpful savings app out there

Saving without feeling it or even consciously making an effort to save, is one of the most genius ideas going! It helped me save for a wedding, a house, a car and a honeymoon (and many more things!) not only this but it’s also helping many of my friends do the same after my recommendation! Reviewed on: 23rd February 2022

Super Savings App!

Easy & fun to use savings app, with highly competitive savings rates & an exciting range of investment options. All brought to you by a friendly, innovative team. Reviewed on: 23rd February 2022

the best saving & investment account in the UK

Chip is a savings app which uses AI technology to help you save without even realising you’re doing it! Reviewed on: 23rd February 2022

Best savings app out there!

Chip is a fantastic savings app which balances simplicity with effect. It is constantly evolving too to provide better returns to the savings of customers! Reviewed on: 23rd February 2022

Great

App works well, makes saving and investing easy. Reviewed on: 23rd February 2022

Better and better!

I've used this app for a number of years now and I must say it just keeps getting better. High interest, instant access automatic savings plan with no fees and just a small monthly charge for those looking to access high quality investment funds. Chip is diversifying further this year and the future is exciting. Reviewed on: 23rd February 2022

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