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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Simple, easy and very effective - the future of banking.

5
Not only does Chip provide a very easy to use and trustworthy platform, but they are also providing some of the best rates that you can currently get. Add in that they are always looking to add something extra and you have the recipe for the best savings app there is. Reviewed on: 23rd February 2022

No effort saving

5
In 3 years I've saved about 5k without it making a dent in my day to day. It's really quite remarkable how much can be out away without you realising it. Reviewed on: 23rd February 2022

No Effort Savings

5
The auto-save feature is easy to set-up and has managed to stealthily save for over a year without missing a beat. All -round perfect. Reviewed on: 23rd February 2022

Savings made easy

5
Savings made easy with the best interest rate I’ve seen for a while, cheers Chip Reviewed on: 23rd February 2022

Simple saving

4
Simple automated saving a for penny on the dollar Reviewed on: 23rd February 2022

Chip app

5
Highly recommended - easy to use, keeps my savings on track and lots of ways to earn a bit extra to top up my goals. Reviewed on: 23rd February 2022

Amazingly easy savings app

5
I had always found it difficult to save, even a little. Chip helped me with its easy interface and allowing me to set up a level of auto saving I was comfortable with and leave it to do its magic! Reviewed on: 23rd February 2022

helped my partner and I save for our dream wedding

5
we've saved an extra £10k to put towards our wedding day with pay day savings and round ups Reviewed on: 22nd February 2022

Easy way to save

5
Chip makes it easy to save each week/month based on your usual spending. I was apprehensive at 1st with the money going out regularly, but I soon trusted the app and started to build up a very nice savings pot without doing anything. Before I would move what I thought I could save over, but it was different infrequent amounts. Reviewed on: 22nd February 2022

Simple but powerful

5
Makes it easy to save without having to think about it. Reviewed on: 22nd February 2022

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