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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

IT HELPED ME SAVE LOADS OF MONEY

5
I was sceptical at first, but the autosave feature on Chip is fantastic. Reviewed on: 22nd February 2022

Brilliantly simple amazingly effective

5
Great app, you dave without knowing. Clean simple app easy to use. Reviewed on: 22nd February 2022

Save money simply

5
Clear, easy to use, money saved without even noticing Reviewed on: 22nd February 2022

The only app I'll ever use

5
As a ludicrously bad saver, Chip is the only app I have ever trusted to monitor my savings and deduct sensible amounts to put away on a weekly basis. I have saved thousands with Chip that I wouldn't have been able to do under any other conditions! Thanks Chip Team Reviewed on: 22nd February 2022

Little pot for a rainy day

4
chip is great. I have AI saving turned on so chip calculates and automatically puts a little money aside every few days. It's helped me put away a tidy little pot so I know I'm good if anything unexpected comes up. Reviewed on: 22nd February 2022

Great savings app

5
I found Chip easy to set up, and for someone who finds it hard to commit to saving I find the AI function great. Reviewed on: 22nd February 2022

Great company idea with a modern outlook to personal finance and savings

5
I’ve been a customer of CHIP from 2018 and seen how they’ve quickly evolved to tackle the savings shortage Amongst young people especially, to now offering great investment opportunities via Black Rock and Cryptocurrency. They are head and shoulders above their competition! Reviewed on: 22nd February 2022

Easy savings

5
I’ve been with Chip since 2019. It’s the easiest way I have to save. I can check on my account 24/7. Savings rate is market leading. Reviewed on: 22nd February 2022

Easy and makes me money

5
I learned of chip on the tube... I had some cash lying around from all those holidias I didn't take. I maxed out my chip allowance and made some good returns, when that deal ended chip advised me to move my money to continue evening best interest available. Lovely Reviewed on: 22nd February 2022

Great app that functions well

5
Chip's app is well designed and makes saving really easy. Reviewed on: 22nd February 2022

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