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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy automatic saving

5
I opened a chip account as it had one of the best instant access interest rates on the market and because it was a simple app. I set it up with no issues and set up pay day automatic savings. I feel like I have complete control over my savings without having to find a bank or even move! Reviewed on: 22nd February 2022

Best app for saving!

5
I have loved my experience with Chip. I’ve saved more money in the last few months of having Chip than I would have normally. The auto save feature is amazing, I barely notice the money leaving my current account. I like how simple the app is to use and that I have easy access to my savings if I was to need them. All round, great app! Reviewed on: 22nd February 2022

So easy to save

5
Chip has made it so easy for me to save up for big events in my life. I don’t know what I’d do without it! Reviewed on: 22nd February 2022

Easy

5
Best way of encouraging saving and making it as easy as possible Reviewed on: 22nd February 2022

Easiest way to save

5
Save the pennies and the pounds save themselves... Well Chip helped me get to my goal quicker than I planned by taking an additional few pounds every month and it was unnoticeable to me day to day. Really love the app too! Reviewed on: 22nd February 2022

Amazing App

5
Chip is amazing it has transformed the way I save and my family love it as well. Reviewed on: 22nd February 2022

Saving made easy

5
I recently left university and started working a 9-5. This app has now allowed me to easily arrange all of my savings. With an intuitive UI and a smooth running OS it makes it a much more engaging experience than similar services offered by big banks. As a junior software developer I'm informed enough to understand the effort and struggle gone into this app. It's a brilliant package, hope to see more in the future. Reviewed on: 22nd February 2022

Excellent, simple banking.

5
An app which is very easy to use with market leading rates. It helps keep my savings goals on track. Reviewed on: 22nd February 2022

Different

5
I've had all-sorts my bank been hacked last week I'm very ill this app Works for Me wooohoo Reviewed on: 21st February 2022

First time

5
I'm delighted this app is amazing my bank account was hacked last week I'm very ill and Chip helpt me threw changing bank to Chip they deserve Recognition bring it on stay safe.. Reviewed on: 21st February 2022

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