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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great interest rates

I was first introduced to chip by my friend. She taught me how to save and how much money I would get back by saving. It was also easy to use and I’ve been recommending my friends and family to use chip to start saving Reviewed on: 25th January 2022

Could not have saved without it

Always struggled to get any sort of savings behind me that I could easily access if needed. Best thing I ever did was finding this app. In the few years I’ve had it I have saved over £10k! It has honestly changed my finances and it happens without me even noticing money is being saved. Absolute lifeline in my life Reviewed on: 25th January 2022

Best savings account ever

I have used chip now just under two years and it has helped me save a few thousand, without any effort or issue. The app is fantastic as is the customer service whenever you have a problem or question. It has helped me become a savvy saver and really try without the faff that you get with high street banks. Would highly recommend to anyone, it is the best savings option out there without a shadow of doubt. Reviewed on: 25th January 2022

Great savings app

I've saved over £1000 without noticing! Amazing app Reviewed on: 25th January 2022

Back to the good version of Chip

Chip helped me save my deposit for my first home. It changed for a while and lost what it is all about, but now it's back to free chip with all the features of auto saving, it really does make saving effortless and could help so many people. Reviewed on: 25th January 2022

Great, easy to use savings app

Chip has improved my saving. The auto-save function is great! Love the design of the app and its simplicity. Messages Chip through the app a couple of times and always had a quick response. Reviewed on: 25th January 2022

Great app!

Helps you to reach your goals effortlessly! They have helped me now end and I have recommended them to my family and friends Reviewed on: 25th January 2022

Best saving app ever!

I have been using Chip for less than a year and I love it! The app is easy to use and navigate, and the interest rate is always very competitive. This company does care about its users, making changes based on feedback and building a really great app. I would recommend this to anyone! Reviewed on: 25th January 2022

Great secure savings

Great place to grow my savings! Reviewed on: 25th January 2022

Amazing savings app

I’ve used chip for a few years , the app has gone from strength to strength . It’s auto save feature , goals and investments are great. I look forward to what is coming in the future! Reviewed on: 25th January 2022

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