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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Best savings account ever

I have used chip now just under two years and it has helped me save a few thousand, without any effort or issue. The app is fantastic as is the customer service whenever you have a problem or question. It has helped me become a savvy saver and really try without the faff that you get with high street banks. Would highly recommend to anyone, it is the best savings option out there without a shadow of doubt. Reviewed on: 25th January 2022

Great savings app

I've saved over £1000 without noticing! Amazing app Reviewed on: 25th January 2022

Back to the good version of Chip

Chip helped me save my deposit for my first home. It changed for a while and lost what it is all about, but now it's back to free chip with all the features of auto saving, it really does make saving effortless and could help so many people. Reviewed on: 25th January 2022

Great, easy to use savings app

Chip has improved my saving. The auto-save function is great! Love the design of the app and its simplicity. Messages Chip through the app a couple of times and always had a quick response. Reviewed on: 25th January 2022

Great app!

Helps you to reach your goals effortlessly! They have helped me now end and I have recommended them to my family and friends Reviewed on: 25th January 2022

Best saving app ever!

I have been using Chip for less than a year and I love it! The app is easy to use and navigate, and the interest rate is always very competitive. This company does care about its users, making changes based on feedback and building a really great app. I would recommend this to anyone! Reviewed on: 25th January 2022

Great secure savings

Great place to grow my savings! Reviewed on: 25th January 2022

Amazing savings app

I’ve used chip for a few years , the app has gone from strength to strength . It’s auto save feature , goals and investments are great. I look forward to what is coming in the future! Reviewed on: 25th January 2022

Great app

Chip’s app is great and easy to use, and getting started is super quick and simple. I love the goals feature and being able to set a comfort level for auto-saving! Reviewed on: 25th January 2022

Good simple digital savings bank

App- very inteactive and simple AI- apart from a payday put away( brilliant) , the AI algo does not appeal to me. Investments- could be better explained Reviewed on: 25th January 2022

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