Smart Money People Logo

Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings App reviews (18461)

Game changer

5
Early adopter as saw the benefit. Helped me get out of dept and save responsibly. Reviewed on: 25th January 2022

Great app

5
Great auto save functionality and offers market leading interest rates, what more could you want! Reviewed on: 25th January 2022

Saving made smart and easy

5
Thanks to Chips AI I have been able to save vastly more than I would have thought. Added to this are the best savings rate on the market and a great selection of investment funds. Chip also has a strong community behind it, many of whom have become investors in the company, strengthening the foundations of this company's/apps force for good Reviewed on: 25th January 2022

Best Savings Account

5
Being part of Chip, has been what I needed.It being an app without a card and setting what percentage goes where makes it’s easier to not what to take it out and save up for what you want.Turn on auto save and just let it be,easy savings. Reviewed on: 25th January 2022

I love it

5
Chip is a smart way of saving! Easy to use and save! Reviewed on: 25th January 2022

Auto-saving saviour!

5
Chip auto-saving helps me reach my savings goals with no effort! With market leading rates and the option to invest, Chip has been a fantastic tool to grow my money. Reviewed on: 25th January 2022

Innovative and Easy to Use

5
Can save effortlessly and now there are lots of investment opportunities. I use it to manage all of my savings now Reviewed on: 25th January 2022

Game changer.

5
The Chip is a Game changer! I started with Chip+1, then added Chip X. Easy access Savings account and niw savibg in Stock & Shares. Reviewed on: 25th January 2022

Amazing savings app

5
Chip was perfect for me when saving up for a house. It was easy to install and create an account and deposited money with ease. Reviewed on: 25th January 2022

Great interest rate and awesome company

4
I’ve used chip since 2018, they’re come so far in their journey, always offering some of the best rates of returns, listening to their customers to ensure continual improvement of their app. Awesome company and brilliant app! Reviewed on: 25th January 2022

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Cash ISA

    from Chip 4.97 from 1041 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
    View all products