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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Great app

Chip’s app is great and easy to use, and getting started is super quick and simple. I love the goals feature and being able to set a comfort level for auto-saving! Reviewed on: 25th January 2022

Good simple digital savings bank

App- very inteactive and simple AI- apart from a payday put away( brilliant) , the AI algo does not appeal to me. Investments- could be better explained Reviewed on: 25th January 2022

Game changer

Early adopter as saw the benefit. Helped me get out of dept and save responsibly. Reviewed on: 25th January 2022

Great app

Great auto save functionality and offers market leading interest rates, what more could you want! Reviewed on: 25th January 2022

Saving made smart and easy

Thanks to Chips AI I have been able to save vastly more than I would have thought. Added to this are the best savings rate on the market and a great selection of investment funds. Chip also has a strong community behind it, many of whom have become investors in the company, strengthening the foundations of this company's/apps force for good Reviewed on: 25th January 2022

Best Savings Account

Being part of Chip, has been what I needed.It being an app without a card and setting what percentage goes where makes it’s easier to not what to take it out and save up for what you want.Turn on auto save and just let it be,easy savings. Reviewed on: 25th January 2022

I love it

Chip is a smart way of saving! Easy to use and save! Reviewed on: 25th January 2022

Auto-saving saviour!

Chip auto-saving helps me reach my savings goals with no effort! With market leading rates and the option to invest, Chip has been a fantastic tool to grow my money. Reviewed on: 25th January 2022

Innovative and Easy to Use

Can save effortlessly and now there are lots of investment opportunities. I use it to manage all of my savings now Reviewed on: 25th January 2022

Game changer.

The Chip is a Game changer! I started with Chip+1, then added Chip X. Easy access Savings account and niw savibg in Stock & Shares. Reviewed on: 25th January 2022

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Chip: Savings app reviews

93% decrease in 5 star reviews

No new 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Chip: Savings app now

Chip Savings app reviews (18462)

Great app

Good simple digital savings bank

Game changer

Great app

Saving made smart and easy

Best Savings Account

I love it

Auto-saving saviour!

Innovative and Easy to Use

Game changer.

Do you have a different Chip product?

Want to see more from Chip?

Cash ISA

Easy access savings

Stocks and shares ISA

Join Smart Money People

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