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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Amazing savings app

5
Chip was perfect for me when saving up for a house. It was easy to install and create an account and deposited money with ease. Reviewed on: 25th January 2022

Great interest rate and awesome company

4
I’ve used chip since 2018, they’re come so far in their journey, always offering some of the best rates of returns, listening to their customers to ensure continual improvement of their app. Awesome company and brilliant app! Reviewed on: 25th January 2022

Great savings app

5
Chip is brilliant at helping me save with useful features like payday put away and auto saves. Good interest rates and spread of investment funds. Highly recommend it Reviewed on: 25th January 2022

Amazing savings app

5
Great app helps me save and invest and best customer service Reviewed on: 25th January 2022

Straight forward, simple, stylish saving!

5
Chip is honestly my fav saving app. It’s super straightforward and easy to use and all the info with the comparison to their various accounts is very clear. So you know exactly what you’re signing up for and all the costs / details and BENEFITS. Love the auto saving - it takes sensible, affordable amounts and makes saving seem manageable and available for everyone. 10/10. Reviewed on: 25th January 2022

A Game Changer

5
The app had changed my relationship with my money. Overnight it has helped me take control of my finances and save towards major life purchases! Reviewed on: 25th January 2022

Auto save

5
Save money without lifting a finger with chips Auto save. You’ll be shocked to look at chip after a month or two of just how much money you could save, and you have full control on how much you save. Setup then forget and watch you savings grow Reviewed on: 25th January 2022

Easy savings

4
Really easy to save and a little amount, often, soon adds up. The AI auto save is the best feature Reviewed on: 25th January 2022

Great app

5
Best interest rates out there ! Reviewed on: 25th January 2022

Best rates and easy to use

5
Chip have always delivered the best rates on the market and make saving very easy with their AI auto saving feature. As someone who was often forgetting to manually move money into savings account, this has been a huge help in building up my fund towards a first home. Reviewed on: 25th January 2022

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