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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

It is just so easy!

I’ve used chip for a few years and it’s just simple. It saves more that I thought I could do conventionally and if I need the cash it’s quick and easy to get straight back into my bank accoung Reviewed on: 25th January 2022

Chip gives a positive impact on saving

Ever growing number of services offered, nice app interface, useful features. As a company has good values and I believe is making a positive impact on the savings market. Reviewed on: 25th January 2022

Easy Savings

Easy to use saving and investment app, auto saving to investments and leading saving rate Reviewed on: 25th January 2022

Saving made easy

Saving without the fuss. Set a goal, set a saving level - the app takes care of the rest. So far i have managed to save for my wedding :) super happy that this just happened in the background and after a year I’d met my goal. Very happy with the guys at chip who have changed the game. Reviewed on: 25th January 2022

Everyone should use Chip

Chip is so easy to use and I couldn’t recommend it enough. From saving to investing, Chip allows you to manage your money on your own terms. Everyone should be using chip Reviewed on: 25th January 2022

Great

Great app, really easy to use and save Reviewed on: 25th January 2022

Not a Chip on my shoulder!

Chip are brilliant and use innovative ways to help you save your money. For me, they're the best! Reviewed on: 25th January 2022

Handy app & great interest rate

Been with Chip sometime and enjoying seeing it develop into an app with more functions, products but still striving to provide leading interest rates. Reviewed on: 25th January 2022

Financially savvy!

I turned 30 this year,and this is the first time, with Chip's help, that I have felt so financially savvy! I have started investing and being mindful of saving. It's great! I understand money more with Chip. I try to download or on to everyone's phones that allows me!! The only downside is the 2 day wait period when withdrawing cash, but it is a savings account, so it has very little impact. I love it Reviewed on: 25th January 2022

The best out there!

I swapped all my other savings accounts to one singular chip account due to the fact that it’s so easy to use and has the best interest rate out there (and you get paid the interest daily). Reviewed on: 25th January 2022

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