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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Easy Savings

5
Easy to use saving and investment app, auto saving to investments and leading saving rate Reviewed on: 25th January 2022

Saving made easy

5
Saving without the fuss. Set a goal, set a saving level - the app takes care of the rest. So far i have managed to save for my wedding :) super happy that this just happened in the background and after a year I’d met my goal. Very happy with the guys at chip who have changed the game. Reviewed on: 25th January 2022

Everyone should use Chip

5
Chip is so easy to use and I couldn’t recommend it enough. From saving to investing, Chip allows you to manage your money on your own terms. Everyone should be using chip Reviewed on: 25th January 2022

Great

5
Great app, really easy to use and save Reviewed on: 25th January 2022

Not a Chip on my shoulder!

5
Chip are brilliant and use innovative ways to help you save your money. For me, they're the best! Reviewed on: 25th January 2022

Handy app & great interest rate

5
Been with Chip sometime and enjoying seeing it develop into an app with more functions, products but still striving to provide leading interest rates. Reviewed on: 25th January 2022

Financially savvy!

5
I turned 30 this year,and this is the first time, with Chip's help, that I have felt so financially savvy! I have started investing and being mindful of saving. It's great! I understand money more with Chip. I try to download or on to everyone's phones that allows me!! The only downside is the 2 day wait period when withdrawing cash, but it is a savings account, so it has very little impact. I love it Reviewed on: 25th January 2022

The best out there!

5
I swapped all my other savings accounts to one singular chip account due to the fact that it’s so easy to use and has the best interest rate out there (and you get paid the interest daily). Reviewed on: 25th January 2022

The app everyone NEEDS in 2022.

5
With Chip I have managed to completely turn my financial situation and savings around. From the simple but pleasing user interface to the extremely helpful team in the live chat and everything in between, Chip is a game changer. Each month it continues to grow and offer features which only support us all and our wallets. Reviewed on: 25th January 2022

Autosave

5
Save money automatically from my bank account Reviewed on: 24th January 2022

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