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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

The app everyone NEEDS in 2022.

5
With Chip I have managed to completely turn my financial situation and savings around. From the simple but pleasing user interface to the extremely helpful team in the live chat and everything in between, Chip is a game changer. Each month it continues to grow and offer features which only support us all and our wallets. Reviewed on: 25th January 2022

Autosave

5
Save money automatically from my bank account Reviewed on: 24th January 2022

Great saving app

5
Fantastic app to encourage people to save. Easy to setup and also access to investment products and savings accounts Reviewed on: 24th January 2022

Best saving &Investing App ever

5
This app is amazing for people who find it difficult to save. Reviewed on: 24th January 2022

Best saving app - makes saving easy and seamless

5
I've used Chip for a few years now and can say that it's a great app that just runs and does the job that it is designed to do better than any other one - it saves money without you noticing - giving you a pleasant surprise every time you check it. The investment portfolios added already look like fantastic additions with the blockchain one a very promising one. Reviewed on: 21st January 2022

Gives you access to the best rates

4
The Chip app is great if you're not used to saving as you can automatically put away each month. It also has great savings rates. Reviewed on: 17th January 2022

A simple idea brilliantly executed

5
It's so easy to set Chip up and link it to your account, and then it automatically saves just what you can afford. On top of this, the market-leading savings rates and the access to investment accounts make it a no-brainer! Reviewed on: 17th January 2022

Innovative savings

5
Handy easy to access app based savings account. Really easy to set up, add money, make withdrawal's would highly recommend. Reviewed on: 17th January 2022

Best rates, best app

5
Chip is great - it has the best easy-access savings rate on the market, and it's app has a clever algorithm which allows it to regularly auto-save amounts I can afford. I love it. Reviewed on: 17th January 2022

The perfect way to save money without realising

5
I regularly forget the app is doing its thing on my phone for a few weeks then find a nice lump sum waiting for me, I'm otherwise incapable of saving money so it's the only solution for me! Reviewed on: 17th January 2022

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