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Chip: Savings app reviews

Name: Savings app
Rating: 4.86 (18462 reviews)

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4.86

Based on 18,462 reviews, last reviewed 16th Apr 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Improving

improving and innovating all the time Reviewed on: 16th January 2022

Top customer service and a top savings rate!

Chip have consistently offered the best easy-access rate over the past year, and whenever I have an issue, I can easily get it resolved via the app; either by a bot, or by a real person! Reviewed on: 12th January 2022

Fantastic saving app

Brilliant app, takes little chunks of money at a time out of your account so you hardly notice the difference, and you end up with a decent savings amount for a rainy day. Reviewed on: 12th January 2022

easy to usse

Easy to use and easy to save. Straight forward to set up and a better interest rate than my bank! Reviewed on: 5th January 2022

Best interest and decent app

Attracted by the original 1.25% interest rate from Chip+1 and staying with them as they still offer the best interest rate for easy access savings. App easy to use, and bank statements look professional. Wish deposits and withdrawals could be processed more quickly. Overall well worth it. Reviewed on: 4th January 2022

Unbeatable Saving account

Great UI, Market beating savings products & a great team Reviewed on: 29th July 2021

Forward Thinking & Rewarding

Chip is a relative newcomer that is well ahead of the competition in regards to encouraging saving and the interest rates offered. The recent addition of ChipX has opened up investment opportunities to many. Reviewed on: 14th June 2021

Brilliant Savings App

I have managed to save a fairly substantial amount of money over the years, ranging from single to double figures, without feeling any pain and am in total control of my savings: I can stop an automatic save, set a regular savings amount and withdraw money easily. Such a brilliant app, have recommended it to all my friends and family! I love it!! Reviewed on: 14th June 2021

Effortless Saving and excellent returns.

There was a time before Chip when saving was a chore and like most chores it was something I'd avoid. Now there's Chip and their fantastic app. It saves for me and gives me the opportunity to put my savings to work in investment funds with amazing returns potential. If you haven't downloaded the Chip app already, what are you waiting for? Reviewed on: 14th June 2021

A good product

I am now experimenting with the interest account but not impressed so far Reviewed on: 27th April 2021

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