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Chip: Savings App reviews

4.94
Based on 18,461 reviews, last reviewed 11th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026
AntForshaw's avatar
AntForshaw

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Fantastic saving app

5
Brilliant app, takes little chunks of money at a time out of your account so you hardly notice the difference, and you end up with a decent savings amount for a rainy day. Reviewed on: 12th January 2022

easy to usse

4
Easy to use and easy to save. Straight forward to set up and a better interest rate than my bank! Reviewed on: 5th January 2022

Best interest and decent app

4
Attracted by the original 1.25% interest rate from Chip+1 and staying with them as they still offer the best interest rate for easy access savings. App easy to use, and bank statements look professional. Wish deposits and withdrawals could be processed more quickly. Overall well worth it. Reviewed on: 4th January 2022

Unbeatable Saving account

5
Great UI, Market beating savings products & a great team Reviewed on: 29th July 2021

Forward Thinking & Rewarding

5
Chip is a relative newcomer that is well ahead of the competition in regards to encouraging saving and the interest rates offered. The recent addition of ChipX has opened up investment opportunities to many. Reviewed on: 14th June 2021

Brilliant Savings App

5
I have managed to save a fairly substantial amount of money over the years, ranging from single to double figures, without feeling any pain and am in total control of my savings: I can stop an automatic save, set a regular savings amount and withdraw money easily. Such a brilliant app, have recommended it to all my friends and family! I love it!! Reviewed on: 14th June 2021

Effortless Saving and excellent returns.

5
There was a time before Chip when saving was a chore and like most chores it was something I'd avoid. Now there's Chip and their fantastic app. It saves for me and gives me the opportunity to put my savings to work in investment funds with amazing returns potential. If you haven't downloaded the Chip app already, what are you waiting for? Reviewed on: 14th June 2021

A good product

3
I am now experimenting with the interest account but not impressed so far Reviewed on: 27th April 2021

Great app

5
Brilliant app for saving money and not feeling that money has been put away! Reviewed on: 19th April 2021

Simple easy to use app

4
The app was easy to download, set up and access. It beats traditional easy access returns and can auto save to make life easy. Reviewed on: 18th April 2021

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