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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

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Chip Savings app reviews (18462)

Saving made easy

5
Chip has made saving really really simple and easy for me. I struggled to save before but with chip it manages how much I am able to put away each month Reviewed on: 26th January 2022

Easy savings and investments

5
I like that Chip almost imperceptibly takes small amounts of money and puts them on a savings account or invests it for me. Reviewed on: 26th January 2022

Imperceptible savings with good reviews

5
The strength of the app is that it chips off small sums of money from your account when you have a positive balance, and you can then choose to add that money to a high interest savings account or to invest it through the app. It is the only savings solution that has worked for me so far. Reviewed on: 26th January 2022

Best way to save for the big things in life.

5
Since I started I've saved ok £5k and that's a lot more than I expected. It has not made me feel like im low in money but definitely has given me the skills to let my money be saved for a rainy day. Reviewed on: 25th January 2022

The only reason I've been able to save!

5
Chip has truly helped me get my finances together, save more than o evwr thought I would and I love that I'm able to invest through to app too. I've recommended to just about everyone I know! Reviewed on: 25th January 2022

Great bank with one of the best saving rates

5
One of the greatest banks in this day when saving rates are so low. Chip manages to beat its competitors Reviewed on: 25th January 2022

Simple and effective! All round just a great app!

5
Chip have made savings simple! A great app and a company that genuinely fights to get its savers the best. Something that has long been forgotten by the banks! Well done Chip! Reviewed on: 25th January 2022

SOS - Save our Spares!

5
Great little app; helping you save without noticing. Now the app has more free features such as automatic saving and a GIA, I couldn’t recommend this more to beginners, intermediaries and sophisticated investors! Reviewed on: 25th January 2022

Saving made easy

5
The app makes saving so easy plus rewards you for sharing too Reviewed on: 25th January 2022

Easy and seemless

5
Love how easy it is to save with Chip - I don’t even have to think about it and yet I’m putting away money I didn’t realise I could save - it’s made me better with money - thank you chip Reviewed on: 25th January 2022

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