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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18461 reviews)

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4.94

Based on 18,461 reviews, last reviewed 11th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent easy to use app, makes saving a pleasure Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

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Chip Savings App reviews (18461)

Imperceptible savings with good reviews

The strength of the app is that it chips off small sums of money from your account when you have a positive balance, and you can then choose to add that money to a high interest savings account or to invest it through the app. It is the only savings solution that has worked for me so far. Reviewed on: 26th January 2022

Best way to save for the big things in life.

Since I started I've saved ok £5k and that's a lot more than I expected. It has not made me feel like im low in money but definitely has given me the skills to let my money be saved for a rainy day. Reviewed on: 25th January 2022

The only reason I've been able to save!

Chip has truly helped me get my finances together, save more than o evwr thought I would and I love that I'm able to invest through to app too. I've recommended to just about everyone I know! Reviewed on: 25th January 2022

Great bank with one of the best saving rates

One of the greatest banks in this day when saving rates are so low. Chip manages to beat its competitors Reviewed on: 25th January 2022

Simple and effective! All round just a great app!

Chip have made savings simple! A great app and a company that genuinely fights to get its savers the best. Something that has long been forgotten by the banks! Well done Chip! Reviewed on: 25th January 2022

SOS - Save our Spares!

Great little app; helping you save without noticing. Now the app has more free features such as automatic saving and a GIA, I couldn’t recommend this more to beginners, intermediaries and sophisticated investors! Reviewed on: 25th January 2022

Saving made easy

The app makes saving so easy plus rewards you for sharing too Reviewed on: 25th January 2022

Easy and seemless

Love how easy it is to save with Chip - I don’t even have to think about it and yet I’m putting away money I didn’t realise I could save - it’s made me better with money - thank you chip Reviewed on: 25th January 2022

Great interest rates

I was first introduced to chip by my friend. She taught me how to save and how much money I would get back by saving. It was also easy to use and I’ve been recommending my friends and family to use chip to start saving Reviewed on: 25th January 2022

Could not have saved without it

Always struggled to get any sort of savings behind me that I could easily access if needed. Best thing I ever did was finding this app. In the few years I’ve had it I have saved over £10k! It has honestly changed my finances and it happens without me even noticing money is being saved. Absolute lifeline in my life Reviewed on: 25th January 2022

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