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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

25000% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent app

Excellent must have. Easy access to 0.7% interest on your money saved. Reviewed on: 26th January 2022

Easy to use and offers the best returns

Great little app, even better now they’ve updated their pricing model. Have around 10 different banking apps and Chip is by far the best! Reviewed on: 26th January 2022

Easy to use savings app

Really easy to use and set up with different plan options. Great customer support if anything goes wrong or need to ask someone Reviewed on: 26th January 2022

Simple and effective

Very easy to use and a great way to properly save large sums of money. Having upgraded to Chip X, my savings are now generating real returns invested in stocks Reviewed on: 26th January 2022

Excellent savings app

So easy to save, it’s amazing how quickly my auto saves accumulate. Highly recommended! Reviewed on: 26th January 2022

No nonsense solution to savings and inflation

An excellent, easy to use interface to financial products that provide inflation protection and subsequently security. Reviewed on: 26th January 2022

Saving made easy

I've been an early adopter of Chip so it's great to see it grow from strength to strength. I've save so much money so easily and am now taking my first careful steps into investing. I would not have been able to do this without Chip. Reviewed on: 26th January 2022

Pain free savings

I never saved regularly before I used Chip. Now, within about a year I’ve both savings and an ISA stocks & shares investment. Chip give good tips and advice & the app has been so easy & pleasing to use it’s been a game changer for me. Reviewed on: 26th January 2022

easy to use and effective!

I’ve been using Chip for a number of years now and I’ve seen it grow from a basic savings pot to a fully protected savings account with so much capabilities. It’s really helped me save my money and have extra aside for emergencies / essentials! I recommend it to everyone! Reviewed on: 26th January 2022

Best app ever

Chip taught me how to save and enabled me to save money at a time where I thought I couldn't. My savings are now adding up and I am going to be able to afford the wedding of my dream in October! Thanks Chip!!! Reviewed on: 26th January 2022

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