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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
25000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Best Interest Rates

5
Been using Chip for a while now. The interest rates are the best in the market. And the customer service has been really helpful in resolving any queries I had Reviewed on: 30th January 2022

Saving without realising

5
I love Chip. I save automatically without even noticing, it's a brilliant concept and works perfectly. I've managed to save for a holiday without missing the money...its wonderful. Reviewed on: 29th January 2022

Excellent easy savings

5
Chip has made saving so easy that you just set and forget and watch your savings grow! Reviewed on: 27th January 2022

Best savings App

5
I've always struggled to save, a.d then I came across an advert for Chip, I am astonishing by how much I've saved and how easy the app is, I highly recommend this company, especially if you struggle to save. Reviewed on: 26th January 2022

Makes saving easy

5
Payday put away and AI saving makes saving super easy. Plus, with it being totally flexible and with free withdrawals I can always change it to suit me. Reviewed on: 26th January 2022

Great app

4
Chip is great now they got rid of the £2000 savings limit for free users. Great rates too! Only negative I think is the fact that the app is confusing. Auto-allocation settings dont just mean autosave, they also mean any promotional credit too so if you have it set to the wrong bank, you get the money in the wrong account and you can't transfer money between accounts on chip. i.e no chip to attila bank which is a savings plan on their app. They need to be able to transfer between accounts plus they need to rename "auto allocation" Reviewed on: 26th January 2022

Helped me save thousands

5
Best saving app I’ve used for sure, even better now that you can invest and auto save for free Reviewed on: 26th January 2022

I saved for tuition fees

4
I have found Chip so easy to use in order to save up for my tuition fees to do veterinary. The interest rate they offer is amazing, it’s so easy to make savings and the customer service response time is really quick whenever I’ve had questions. I have recommended it to my parents and friends and I will be using it for the rest of my time at university. Reviewed on: 26th January 2022

Excellent autosaver

5
Really easy to use app that puts aside small amount of money into savings meaning anyone can save quickly and easily. The app is also easy to navigate making savings fun and straightforward Reviewed on: 26th January 2022

Great

5
Simply the best for savings and interest Reviewed on: 26th January 2022

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