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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Easy, simple

5
Expansive range of products, market leading rates, powerful savings enginr Reviewed on: 21st February 2022

Extremely user friendly, intuitive app, and good sav...

5
Extremely user friendly, intuitive app, and good savings rates! Reviewed on: 24th March 2025

Really happy with everything.

5
Really happy with everything. I am happy with the rate and the app is really easy to use too. Reviewed on: 24th March 2025

I have managed to save without thinking about it too...

5
I have managed to save without thinking about it too much with Chip Reviewed on: 24th March 2025

Great experience, the interest rates have always bee...

5
Great experience, the interest rates have always been competitive and never had any issues considering it’s an online app only. Customer service are always quick to respond and great that you can have savings and investments together in one app Reviewed on: 24th March 2025

Great Interest Rates

5
Found Chip give one of the best interest rates & app easy to use. Having accessible ISA Account makes it s much easier than previous ISA Cimpany Reviewed on: 24th March 2025

Brilliant savings account

5
So easy to use and have recommended to friends and family. Great customer service when I have needed assistance Reviewed on: 24th March 2025

Excellent service and very competitive rates of inte...

5
Excellent service and very competitive rates of interest Reviewed on: 24th March 2025

Great Service from Chip

5
Great app, good customer service and top interest rate! Reviewed on: 24th March 2025

Great app, easy to use and you can see everything al...

5
Great app, easy to use and you can see everything all in one place Reviewed on: 24th March 2025

Chip is one of my favourite apps.

5
Chip is one of my favourite apps. I can see exactly how much interest I am earning each day and whenever the base rate changes, unlike the other banks, Chip is quick to update its variable rate. Other banks are very quick to bring down the rate but extremely slow at pushing it upwards. Not Chip. It is always consistent. Reviewed on: 24th March 2025

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