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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easiest App

5
Brilliant concept, easy to use, accessible features. Benefits many types of savers. Reviewed on: 11th March 2021

Very pleased

5
Makes saving easy and fun. Innovative too. Reviewed on: 11th March 2021

Super simple saving

5
Effortless saving from an app that does all the work for you. Before Chip I struggled to put money aside for savings; now the app works out what I can afford to save and does it for me. Now I always have some spare cash for unexpected bills or emergencies and my savings are growing effortlessly. Brilliant. Reviewed on: 11th March 2021

So simple to save

5
Saving small amounts that you don’t miss, when you can afford it, soon mounts up. Having instant access whilst receiving interest, is a really no-brainer. Reviewed on: 11th March 2021

Great concept

4
I much prefer the bonus model to regular interest Reviewed on: 10th March 2021

High Interest Rate

4
Currently the highest interest rate Reviewed on: 10th March 2021

Simple saving!

5
Excellent app, it takes money into your saving pot without making a dent in your day to day funds. Especially in lockdown, my lack of spending = more saving! Reviewed on: 10th March 2021

Great way to get saving

5
The app has helped me to save towards my short term goals without even realising it. The app is easy to use, and the amounts taken each week quickly add up allowing me to treat myself every once in a while. A great product, can't wait to see what they have in store for the future Reviewed on: 10th March 2021

Simple but slick savings app

5
Was a bit skeptical when I first joined Chip but it's been great so far. The round ups quickly add up and setting a payday saving amount really accelerated my pot. Have recommended to all my friends. Reviewed on: 10th March 2021

No Chip - No wedding!

5
The short and simple of it all “we wouldn’t be able to afford to get married without this app” an absolute game changer of a saving product! Reviewed on: 10th March 2021

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