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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Making you a better Saver

5
Saving is not always easy, particularly in the current climate. It involves sacrificing today for a better tomorrow. What CHIP has done for me is to make the sacrifice more manageable and by managing small amounts that I don't notice each week, I am becoming the saver I want to be without all the pains of doing so! Reviewed on: 10th March 2021

So Easy to Save

5
Have saved more than I ever have in my life with the App and now making good interest with the competitive savings accounts. Reviewed on: 10th March 2021

Amazing

5
Chip is so good, its helped me save so much money without having to do anything as it calculates how much i can take out of my account. Absolutely couldnt live without it Reviewed on: 10th March 2021

Have used this since it launched and have saved well over 10k since. Its amazing

5
I was an early adopter of Chip and it hasn’t let me down. I have watched it evolve over the years and it’s been great. Helps you save without even thinking about it and the market leading rate sweetens the deal! I work in Savings for another financial institution so would like to think I know my stuff - but these guys and gals have it nailed! Great stuff! Reviewed on: 10th March 2021

Changed me life

5
Quite simply, Chip put me in charge of my finances. It gave me stability and confidence in my saving ability, and I’m forever grateful that I stumbled upon it. Reviewed on: 10th March 2021

Great savings app

5
Easy to use, sit back and save automatically small regular amounts quickly add up and you don’t really miss the money being saved Reviewed on: 10th March 2021

The best saving app on the market!

5
I’ve never found it easy to save until I discovered Chip. You can put money aside without even trying. Honestly the best app there is! Reviewed on: 10th March 2021

Great rate and app

5
Really love the Chip app and the rate is great too. Reviewed on: 10th March 2021

Interest rate seems good and easy to set up

3
Interest rate seems good and easy to set up. Mobile app could do with a lot of work as it is not easy to get answers to basic questions I frequently have, such as "When will I receive interest payments, and how much will they be" Reviewed on: 10th March 2021

An easy way to save

5
I love this app! The automatic saving AI means I easily save so much more than I normally would. Plus the interest rate is really good. The app is easy to use too Reviewed on: 10th March 2021

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