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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to send money,!

Easy to send money,! Good email messages that are engaging Reviewed on: 23rd March 2025

Switching to Chip Bank has been one of the best fina...

Switching to Chip Bank has been one of the best financial decisions I’ve made. Before using it, I struggled to save consistently, always meaning to set money aside but never quite following through. Chip’s AI-driven savings tool completely changed that—it automatically analyzes my spending and saves small amounts without me even noticing. Over time, those small amounts have added up significantly, and for the first time, I feel in control of my savings. The app itself is incredibly user-friendly, with a clean and intuitive design. I can see exactly how much I’ve saved, access my funds easily, and even take advantage of competitive interest rates to grow my savings further. It’s also reassuring to know that Chip prioritizes transparency, with clear breakdowns of how my money is working for me. I genuinely can’t recommend Chip Bank enough. It’s taken the stress out of saving and made it something I actually enjoy. If you’re looking for a smarter, hassle-free way to build your savings, this is it! Reviewed on: 23rd March 2025

good customer service but app sometimes doesn't work

good customer service but app sometimes doesn't work Reviewed on: 23rd March 2025

Allways available .

Allways available .cares about its customers. gives the best rates .let’s us know of any changes we’ll in advance.chip is out there loud and proud I love this app I would highly recommend Reviewed on: 23rd March 2025

I could never save money prior to downloading chip,...

I could never save money prior to downloading chip, in just over a couple of years I have saved over £3000! Reviewed on: 23rd March 2025

Easy enough app to use; great rates.

Easy enough app to use; great rates. Reviewed on: 23rd March 2025

Superb app, great offers.

Superb app, great offers. The sign up was so simple and I’ve enjoyed saving with Chip Reviewed on: 23rd March 2025

Brilliant experience using chip and the service is s...

Brilliant experience using chip and the service is second to none. Reviewed on: 23rd March 2025

Excellent Customer Service

Whenever I have needed to contact Chip their customer service has been next to none! Excellent¡! Reviewed on: 23rd March 2025

The app is very easy to use app and good rates .

The app is very easy to use app and good rates . Reviewed on: 23rd March 2025

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