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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

I like the ease if transferring funds and the intere...

I like the ease if transferring funds and the interest rates offered. Reviewed on: 21st March 2025

Great easy access saving rates and user friendly app

Great easy access saving rates and user friendly app Reviewed on: 21st March 2025

Fantastic savings up which does all the work for you!

Fantastic savings up which does all the work for you! Allowing you to save money you didn’t realise you have or little pennies which you wouldn’t normal, Chip is a excellent way in building up wealth and keep in your finances in good health Reviewed on: 21st March 2025

I could never of saved the amount I have saved witho...

I could never of saved the amount I have saved without chip Reviewed on: 21st March 2025

I LOVE chip.

I LOVE chip. It’s so easy to use with an excellent app for convenience. I’m kept updated about my account via email and push notifications. When I make a withdrawal it’s in within seconds. I plan to start investing more soon and will definitely choose chip. There are easy to read guides in the app. Reviewed on: 21st March 2025

Instant access to funds and a flexible ISA - a rarity!

Instant transfers to and from nominated bank for all easy access and ISA accounts - which isn't the case with other top providers - and competitive rates. Also its Cash ISA is "Flexible" which means you can withdraw and replace funds without it affecting your annual £20,000 allowance. You can treat it just like a normal easy access saving account which is fantastic but has the benefit of the tax free interest. Reviewed on: 21st March 2025

Would highly recommend Chip also for Investments

Have been using Chip as a main personal savings account for over a year and am really delighted with all it offers. Super competitive rates (always, not just at the start), functional app and no problems using their services at all. Reviewed on: 21st March 2025

Been with Chip a while now, got a savings account an...

Been with Chip a while now, got a savings account and a ISA. Always good interest rates, and monthly interest. What's not to like? Reviewed on: 21st March 2025

Chip review

Very helpful customer service and app easy to use Reviewed on: 21st March 2025

Chip is a great app and place for your money.

I recommended Chip to a friend as I could see the benefits and ease of using the app. It gives you a clear picture of your money and how your savings are doing with little fuss. It's good to be able to check quickly and anywhere. The rates and options of where to put your money are great and simple to understand. Reviewed on: 21st March 2025

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