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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Seems good so far.

5
Seems good so far. Would be nice to win on the prize fund but nothing yet! Haven’t needed customer service so no opinion on that so far Reviewed on: 20th March 2025

Great interest rate

5
Great account interest rate offers than other local bank and the app is user friebdly, easy to use and access. The customer services agent usually responce quite quick. Reviewed on: 20th March 2025

Saving money made easy

5
I have used chip for a long time now and it just makes the hassle of saving easy by taking automatic savings from. Me. Reviewed on: 20th March 2025

Savings accounts you can trust

5
Chip savings accounts are so easy and reliable to use thanks to an incredible team that are there for you whenever you need them Reviewed on: 20th March 2025

It’s just super easy to save.

5
It’s just super easy to save. Money that I probably wouldn’t put away if it wasn’t for Chip. I also love the concept of the prize winner account and I have won twice £10 and £25 which is more than I would have earned in interest in any another instant access savings account. Reviewed on: 20th March 2025

Reliable for great rates

5
Easy and comfortable banking with online help available as I have needed before. Reviewed on: 20th March 2025

Good to Great Customer care.

5
Any problems I have had have been answered in full. Reviewed on: 20th March 2025

It’s a great way to save and invest

5
It’s a great way to save and invest Reviewed on: 20th March 2025

All round great platform

5
All round great platform and app. Reviewed on: 20th March 2025

Great company with a brilliant vision!

5
I've been a Chip customer (and investor) for many years. The ease of working with their app is paramount and it is so simple! The rates are fantastic as well! I have saved and spent with them with no issues ever! Their vision for savings and investment is brilliant and they execute on all their promises! Reviewed on: 20th March 2025

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