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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Very clear app, easy to use.

5
Very clear app, easy to use. Seemless transfers of funds between accounts Reviewed on: 20th March 2025

Best Savings App!

5
Used it for several years. Very user friendly and helpful and professional staff who respond quickly. Reviewed on: 20th March 2025

Easy to use good customer service

4
Easy to use good customer service Reviewed on: 20th March 2025

Great app and Great online banking facility

5
Great app and Great online banking facility Reviewed on: 20th March 2025

Easy to use, easy to understand - brilliant

5
Easy to use, easy to understand - brilliant Reviewed on: 20th March 2025

Great app, easy to use, good rates

5
Everything is good, but getting to chat to a person if something goes wrong could be streamlined. I made a mistake registering and it was about convoluted getting to chat (online) to a person, but once I did they were very helpful and resolved the issue Reviewed on: 20th March 2025

One of the best fintech apps out there!

5
Chip has been fantastic to keep specific pots of savings with goals attached and with competitive interest rates. UI is clear, simple and intuitive which I love. Transfer in and out is a breeze. Would like to see more differentiating products and features from other similar apps. Reviewed on: 20th March 2025

Positive and easy experience

5
Nothing but positive, easy to use the ap, easy to set up an isa and make regular contributions. Reviewed on: 20th March 2025

Chip does what it says on the tin!

5
Chip does what it says on the tin! Simple to add funds and a good interest rate. Everything is clear and straightforward. Reviewed on: 20th March 2025

I have money ina cash ISA

5
I have money in. Chip cash ISA, I like the fact that the interest is paid monthly and that you have have 3 withdrawals per year without getting penalised. Reviewed on: 20th March 2025

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