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Chip: Savings App reviews

Name: Savings App
Rating: 4.94 (18447 reviews)

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4.94

Based on 18,447 reviews, last reviewed 27th Feb 2026

23300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Top savings rates, excellent customer experience.

I became a chip customer for both the high rate instant access saving account and the isa. It’s been an extremely trouble free experience, the app is fantastic and the comms from chip are first rate. The positive experience puts their whole biz in a great light and I’m considering using some of their other products. That’s really as good as it gets. No negatives so far. Reviewed on: 20th March 2025

An easy to use app

An easy to use app, making saving straightforward through autosaves. A wide variety of current and saving accounts including ISAs which can be easily accessed and maintained online. Stocks and shares ISA includes access to managed funds and easy movement of money between funds. Reviewed on: 20th March 2025

Good rates and easy to use.

Good rates, fast transfers and easy to use. Reviewed on: 20th March 2025

Great app and competitive interest rates

Great app, competitive interest rates and wide range of products and services, together with proper implementation of open banking capabilities to ensure easy payments and withdrawals. Chip also provides access to wealth management / investment products in one place, Reviewed on: 20th March 2025

Financial advisor suggested Chip and so far I’ve had...

Financial advisor suggested Chip and so far I’ve had a great experience. Reviewed on: 20th March 2025

Simply excellent

Very easy, convenient and competitive Reviewed on: 20th March 2025

Savin has never been as easy as it has been with chip.

Saving has never been as easy at is has been with chip. Their smart calculations of my spending habits has been remarkable! Now whenever I have a little panic looking at my bank account after a shein binge I look on chip for reassurance. Reviewed on: 20th March 2025

No savings before chip

Before chip I never thought I had spare money to save, chip manages to find and save for me Reviewed on: 20th March 2025

Easy access at my fingertips

It is very quick and easy to deposit or withdraw money. The interest rates are applied and updated every day, clear information, helpful and diligent Customer Service. The choice of the accounts is great, moving money between the accounts is instant. Have recommended the account already, and will keep doing so. Reviewed on: 20th March 2025

Best interest rates out there with instant access to...

Best interest rates out there with instant access to money. Reviewed on: 20th March 2025

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