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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy to use app, great rates and good communication.

5
Easy to use app, great rates and good communication. Better than other banking options that I use. . Reviewed on: 20th March 2025

On line banking very good, good rates of interest

5
On line banking very good, good rates of interest Reviewed on: 20th March 2025

They make things simple and easy ...

5
They make things simple and easy and give you very competitive interest rates. I am so impressed by the whole company I have recommended you to friends Reviewed on: 20th March 2025

Easy to use app and excellent rates

5
Easy to use app and excellent rates Reviewed on: 20th March 2025

Chip has been easy to use.

5
Chip has been easy to use. They have kept the rates fair and consistent Reviewed on: 20th March 2025

Good rates of interest and very usable app

5
Good rates of interest and very usable app Reviewed on: 20th March 2025

High rates and user friendly

5
Very easy to use and rates are usually at the high end of the scale Reviewed on: 20th March 2025

Been smooth and easy.

5
Been smooth and easy. Making money transfers work well. Shane the intrest rate has dropped but still better then my bank Reviewed on: 20th March 2025

Excellent app enabling you to save and invest easily

5
Excellent app enabling you to save and invest easily Reviewed on: 20th March 2025

Chip has been an incredible app

5
Chip has been an incredible app for me—it helped me save for my first home and continues to make saving effortless each month by analysing my spending and setting aside money automatically. I also love the app’s interface; it’s intuitive and easy to use. Plus, the interest rates are some of the most competitive I’ve come across. Reviewed on: 20th March 2025

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